Frederick County property record for 1009 Seneca Dr, Frederick, MD 21703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1990 |
| Square Footage | 2,388 sqft Living Area |
| Lot Size | 5,375 sqft (0.123 acres) |
| Garage | Attached, 209 sqft |
| Last Sale | $400,000 (2021) |
| Tax Bill | $8,158.00 (2025) |
| Primary APN | 02-170337 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,388 sqft Living Area |
| Gross Area | 2,597 sqft Gross Area |
| 1st Floor | 833 sqft 1st Floor |
| Basement Area | 744 sqft Basement |
| Finished Basement | 744 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,375 sqft (0.123 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 209 sqft Garage |
| Patio Area | 176 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 170337 |
|---|---|
| Street Address | 1009 SENECA DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6212 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 4099 SEC 1 PLAT 1 0.1234 ACRES OVERLOOK |
| Legal Subdivision | OVERLOOK |
| Legal Lot Number | 4099 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 750505 |
Source: Frederick County records · APN 02-170337
Assessment roll updated August 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1009 SENECA DR, FREDERICK, MD 21703-6212 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Oct 26, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 17, 2021 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Mar 18, 2015 · Amount on Record |
| Deed Book / Page | 15300 / 6 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 04, 2026 |
| Property Address | 1009 SENECA DR, FREDERICK, MD 21703-6212 |
| Document Number | 1789000447 |
| Book / Page | 17897 / 447 |
| Instrument Date | May 07, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1009 SENECA DR, FREDERICK, MD 21703-6212 |
| Document Number | 1789000447, |
|---|---|
| Date | Jun 04, 2026 |
| Book Page | 17897/447 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Sep 01, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1009 SENECA DR, FREDERICK, MD 21703-6212 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0142060099 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 14206/99 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 17, 2021 |
| Property Address | 1009 SENECA DR, FREDERICK, MD 21703-6212 |
| Document Number | 0153000006 |
| Book / Page | 15300 / 6 |
| Map Reference | MB 43 PG 178 |
| Instrument Date | Aug 09, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 1009 SENECA DR, FREDERICK, MD 21703-6212 |
| Document Number | 0001530017 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 15300/17 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,158.00 (+25.33%) | $442,100 (+23.76%) Land $120,300 Building $321,800 | $442,100 (-) Land $120,300 Building $321,800 |
| 2023 | $6,509.00 | $357,233 | $442,100 Land $120,300 Building $321,800 |
1009 Seneca Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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