1005 Seneca Dr, Frederick, MD 21703 Property Records

Frederick County property record for 1005 Seneca Dr, Frederick, MD 21703 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1990
Square Footage	2,223 sqft Living Area
Lot Size	5,911 sqft (0.136 acres)
Garage	Attached, 342 sqft
Occupancy	Owner Occupied
Last Sale	$485,000 (2023)
Tax Bill	$7,066.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-170310`
Alternative APNs	`2170310` `170310`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,223 sqft Living Area
Gross Area	2,565 sqft Gross Area
1st Floor	1,052 sqft 1st Floor
Basement Area	360 sqft Basement
Finished Basement	360 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	5,911 sqft (0.136 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	342 sqft Garage
Deck Area	240 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	170310
Street Address	1005 SENECA DR
City	FREDERICK
State	MD
Zip	21703-6212
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 4097 SEC 1 PLAT 1 0.1357 ACRE OVERLOOK
Legal Subdivision	OVERLOOK SEC 04 01
Legal Lot Number	4097
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	2
Census Block	2019
Census Tract	750505

Owner

Source: Frederick County records · APN 02-170310

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1005 SENECA DR, FREDERICK, MD 21703-6212
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2023 · Amount on Record
Deed Sale	Aug 02, 2023 · Amount on Record
Prior Sale	Jun 26, 2001 · Amount on Record
Transfer Doc	0040840410
Record Refreshed	Jun 08, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 02, 2023
Property Address	1005 SENECA DR, FREDERICK, MD 21703-6212
Document Number	0165440185
Book / Page	16544 / 185
Map Reference	MB 43 PL 178
Instrument Date	Jul 27, 2023
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1005 SENECA DR, FREDERICK, MD 21703-6212

Mortgage

Document Number	0016544191
Date	Aug 02, 2023
Instrument	16544/191

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$421,500 (+23.98%) Land $120,900 Building $300,600	$421,500 (-) Land $120,900 Building $300,600
2024	$7,066.00 (+22.84%)
2023	$5,752.00 (+5.6%) Homeowner's exemption	$339,967 (+13.63%)	$421,500 (+40.88%) Land $120,900 Building $300,600
2022	$5,447.00 Homeowner's exemption	$299,200 Land $100,900 Building $198,300	$299,200 Land $100,900 Building $198,300

Flood & Wildfire

1005 Seneca Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.