1009 Sandy Ridge Cir, Schertz, TX 78154 Property Records

Guadalupe County property record for 1009 Sandy Ridge Cir, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	1,723 sqft · built 1996
Lot Size	0.218 acres (9,483 sqft)
Owner	Individual Name on Record
Last Sale	$212,100 (Aug 2026)
Tax Bill	$3,962 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G0812301000200000`

Property Details

APN / Parcel Number

Primary APN	`1G0812301000200000`
Alternative APNs	`000000021006` `000000267093` `21006`

Interior

Stories	1 Story
Building Area	1,723 sqft Living Area
Gross Area	2,167 sqft
1st Floor Area	1,723 sqft
Utility Area	64 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	9,483 sqft (0.218 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	24 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1009 SANDY RIDGE CIR
City	SCHERTZ
State	TX
Zip	78154-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 2 BLK: 10 ADDN: DOVE MEADOWS #3
Legal Subdivision	DOVE MEADOWS #3
Legal Block	10
Legal Lot Number	2
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1001
Census Tract	210715

Owner

Source: Guadalupe County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1009 SANDY RIDGE CIR, SCHERTZ, TX 78154-2839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 23, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	202623693
Prior Transfer Date	Jul 19, 2021
Prior Transfer Doc	0099025367
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 31, 2026
Property Address	1009 SANDY RIDGE CIR, SCHERTZ, TX 78154-2839
Document Number	0000023693
Instrument Date	Aug 31, 2026
Instrument	202623693
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SANDY RIDGE CIR, SCHERTZ, TX 78154-2839

Mortgage

Document Number	0000023694,
Date	Aug 31, 2026
Instrument	202623694

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 22, 2021
Property Address	1009 SANDY RIDGE CIR, SCHERTZ, TX 78154-2839
Document Number	0099025201
Map Reference	VOL 9 PG 140-141
Instrument Date	Jul 19, 2021
Instrument	202199025201
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2021
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 CYPRESS BAYOUR, CIBOLO, TX 78108-4076

Mortgage

Document Number	0099025368
Date	Jul 22, 2021
Instrument	202199025368

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jul 23, 2021
Property Address	1009 SANDY RIDGE CIR, SCHERTZ, TX 78154-2839
Document Number	0099025367
Map Reference	VOL 5 PG 278A
Instrument Date	Jul 19, 2021
Instrument	202199025367
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 SANDY RIDGE CIR, 1009, SCHERTZ, TX 78154-2839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12266 APRICOT DR, SAN ANTONIO, TX 78247-4236

Mortgage

Document Number	0099025369
Date	Jul 23, 2021
Instrument	202199025369

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 19, 2024

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,383 (-1%) Land $52,873 Building $204,510	$257,383 (-10.44%) Land $52,873 Building $204,510
2025	$3,962.00 (+1.64%) Homeowner's exemption	$285,995 (-10.03%) Land $48,807 Building $238,586	$287,393 (-9.59%) Land $48,807 Building $238,586
2024	$3,898.00 (-15.86%)
2023	$4,633.00 (-12.45%) Homeowner's exemption	$317,862 Land $62,021 Building $255,841	$317,862 Land $62,021 Building $255,841
2022	$5,292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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