1004 Sandy Ridge Cir, Schertz, TX 78154 Property Records

Guadalupe County property record for 1004 Sandy Ridge Cir, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,966 sqft · built 1996
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,818 (Jul 2025)
Tax Bill	$3,850 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0812301100100000`

Property Details

APN / Parcel Number

Primary APN	`1G0812301100100000`
Alternative APNs	`000000021027` `000000129884` `21027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,966 sqft Living Area
Gross Area	2,658 sqft
1st Floor Area	1,198 sqft
2nd Floor Area	768 sqft
Utility Area	96 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,621 sqft (0.152 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	32 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1004 SANDY RIDGE CIR
City	SCHERTZ
State	TX
Zip	78154-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1 BLK: 11 ADDN: DOVE MEADOWS #3
Legal Subdivision	DOVE MEADOWS #3
Legal Block	11
Legal Lot Number	1
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1002
Census Tract	210715

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 SANDY RIDGE CIR, SCHERTZ, TX 78154-2839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Jul 23, 2025	Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Apr 29, 2010 · Amount on Record
Deed Document Number	202518215
Prior Transfer Date	Apr 16, 2010
Prior Transfer Doc	0000006897
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	1004 SANDY RIDGE CIR, SCHERTZ, TX 78154-2839
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SANDY RIDGE CIR, SCHERTZ, TX 78154-2839

Mortgage

Document Number	0099018217
Date	Jul 23, 2025
Instrument	202599018217

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 23, 2028

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jul 23, 2025
Property Address	1004 SANDY RIDGE CIR, SCHERTZ, TX 78154-2839
Document Number	0000018215
Map Reference	VOL 5 PG 278A
Instrument Date	Jul 23, 2025
Instrument	202500018215
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SANDY RIDGE CIR, SCHERTZ, TX 78154-2839

Mortgage

Document Number	0099018216
Date	Jul 23, 2025
Instrument	202599018216

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,494 (-9.51%) Land $44,017 Building $209,477	$253,494 (-9.51%) Land $44,017 Building $209,477
2025	$3,850.00 (-18.91%) Homeowner's exemption	$280,120 (-9.07%) Land $38,200 Building $241,920	$280,120 (-9.07%) Land $38,200 Building $241,920
2024	$4,748.00 (+12.38%)
2023	$4,225.00 (-13.44%) Homeowner's exemption	$308,046 Land $50,066 Building $257,980	$308,046 Land $50,066 Building $257,980
2022	$4,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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