1009 Saint Joseph Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1009 Saint Joseph Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,043 sqft · built 1973
Lot Size	0.22 acres (9,702 sqft)
Owner	Individual Name on File
Last Sale	$154,500 (Sep 2021)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.036.1120`

Property Details

APN / Parcel Number

Primary APN	`34.036.1120`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,043 sqft Living Area
1st Floor Area	1,043 sqft
Basement Area	612 sqft
Finished Basement	612 sqft
Unfinished Basement	864 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,702 sqft (0.22 acres)
Lot Dimensions	198 ft deep x 49 ft wide
Garage Type	Detached
Garage Area	392 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1009 SAINT JOSEPH AVE
City	ALBERT LEA
State	MN
Zip	56007-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE ADDITION LOT-007 BLOCK-005 S 16 1/2 FT LOT 6 & N 33 FT LOT 7 BLK 5 LAKE ADDITION
Legal Subdivision	LAKE ADDITION
Legal Block	5
Legal Lot Number	7
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	3
Census Block	3005
Census Tract	180600

Owner

Source: Freeborn County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1009 SAINT JOSEPH AVE, ALBERT LEA, MN 56007-3041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Oct 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	2021550600
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Sep 1, 2021
Property Address	1009 SAINT JOSEPH AVE, ALBERT LEA, MN 56007-3041
Document Number	A550600
Instrument Date	Aug 31, 2021
Instrument	A550600
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$509.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 SAINT JOSEPH AVE, ALBERT LEA, MN 56007-3041

Mortgage

Document Number	A550601
Date	Sep 1, 2021
Instrument	A550601

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1009 SAINT JOSEPH AVE, ALBERT LEA, MN 56007-3041
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A534733
Date	Oct 17, 2018
Instrument	A534733

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,900 (+32.31%) Land $19,600 Building $148,300	$167,900 (+32.31%) Land $19,600 Building $148,300
2025	$2,196.00 (+29.94%)
2023	$1,690.00 (+28.81%) Homeowner's exemption	$126,900 Land $14,000 Building $112,900	$126,900 Land $14,000 Building $112,900
2020	$1,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
LTD Broadband Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midcontinent Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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