1026 Saint Joseph Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1026 Saint Joseph Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,703 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$2,166 (2026)
Deeds & Mortgages	Aug 2022 Transfer Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.036.0860`

Property Details

APN / Parcel Number

Primary APN	`34.036.0860`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,006 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	832 sqft
Porch	Slab
Porch Area	276 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1026 SAINT JOSEPH AVE
City	ALBERT LEA
State	MN
Zip	56007-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE ADDITION LOT-14& BLOCK-004 S 1/2 LOTS 14 & 15 BLK 4 LAKE ADDITION
Legal Subdivision	LAKE ADDITION
Legal Block	4
Legal Lot Number	14-15
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4000
Census Tract	180900

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1026 SAINT JOSEPH AVE, ALBERT LEA, MN 56007-7732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREEBORN MN
Recording Date	Aug 16, 2022
Property Address	1026 SAINT JOSEPH AVE, ALBERT LEA, MN 56007-7732
Document Number	000A556396
Instrument Date	Aug 12, 2022
Instrument	A556396
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 SAINT JOSEPH AVE, ALBERT LEA, MN 56007-7732

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1026 SAINT JOSEPH AVE, ALBERT LEA, MN 56007-7732
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A533924
Date	Aug 23, 2018
Instrument	A533924

Lender

Name	UNITED EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 6, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,166.00 Homeowner's exemption	$166,000 (+19.42%) Land $23,100 Building $142,900	$166,000 (+19.42%) Land $23,100 Building $142,900
2025	$2,166.00 (+16.33%)
2023	$1,862.00 (+19.36%) Homeowner's exemption	$139,000 Land $16,500 Building $122,500	$139,000 Land $16,500 Building $122,500
2020	$1,560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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