Harford County property record for 1009 Otter Point Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,620 sqft · built 2003 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | Individual Name on File |
| Last Sale | $331,000 (Sep 2020) |
| Tax Bill | $4,050 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Sep 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-316338 |
| Primary APN | 01-316338 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Total Area |
| Basement Area | 679 sqft |
| Finished Basement | 679 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,579 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 66 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 316338 |
|---|---|
| Street Address | 1009 OTTER POINT RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 76 7579 SF 1009 OTTER POINT ROAD LONG BAR HAR S5 P 94/85 |
| Legal Subdivision | LONG BAR HARBOR |
| Legal Lot Number | 76 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 301707 |
1009 Otter Point Rd is owned and occupied by an individual who bought it in September 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1009 OTTER POINT RD, ABINGDON, MD 21009-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed, Transfer · Conventional Mortgage THE MORTGAGE LINK INC |
| Sep 10, 2020 | Grant Deed, Transfer BRENNAN TITLE |
| Jun 28, 2018 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on File |
| Deed Sale | Sep 10, 2020 · Amount on File |
| Prior Sale | Sep 10, 2020 · Amount on File |
| Deed Book / Page | 14097 / 47 |
| Prior Transfer Date | Nov 14, 2014 |
| Prior Transfer Doc | 0110500391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 10, 2020 |
| Property Address | 1009 OTTER POINT RD, ABINGDON, MD 21009-1326 |
| Document Number | 0140970047 |
| Book / Page | 14097 / 47 |
| Map Reference | MB CGH 94 FO 85 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | AMOUR SETTLEMENT SERVICES LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9 OTTER POINT ROAD, ABINGDON, MD 21009 |
| Document Number | 0001409755 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 14097/55 |
| Name | THE MORTGAGE LINK INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 10, 2020 |
| Property Address | 1009 OTTER POINT RD, ABINGDON, MD 21009-1326 |
| Document Number | 0140970039 |
| Book / Page | 014097 / 000039 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | BRENNAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $331.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1625 STATE ROUTE 10 MORRIS PLAINS NJ 079502905, MORRIS PLAINS, NJ 07950-2905 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 28, 2018 |
| Property Address | 1009 OTTER POINT RD, ABINGDON, MD 21009-1326 |
| Document Number | 0128840182 |
| Book / Page | 012884 / 000182 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1009 OTTER POINT RD ABINGDON MD 210091326, ABINGDON, MD 21009-1326 |
| Document Number | 128840189 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 012884/000189 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2048 |
The 2026 property tax bill for 1009 Otter Point Rd was $4,050 with a homeowner's exemption, up 15.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,050.00 (+15.91%) Homeowner's exemption | $371,600 (+6.38%) Land $85,200 Building $286,400 | $371,600 (-) Land $85,200 Building $286,400 |
| 2025 | $3,494.00 Homeowner's exemption | $349,300 | $371,600 Land $85,200 Building $286,400 |
| 2023 | $304,700 Land $85,200 Building $219,500 | $304,700 Land $85,200 Building $219,500 | |
| 2022 | $3,162.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1009 Otter Point Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1009 Otter Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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