Harford County property record for 610 Otter Point Rd, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,888 sqft · built 1952 |
| Lot Size | 0.882 acres (38,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2021) |
| Tax Bill | $6,028 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-083031 |
| Primary APN | 01-083031 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,888 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 38,400 sqft (0.882 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 294 sqft |
| Patio Area | 100 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 083031 |
|---|---|
| Street Address | 610 OTTER POINT RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 0.9 AC 610 OTTER POINT ROAD OTTER POINT |
| Legal Subdivision | OTTER POINT |
| Legal Lot Number | O |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 301707 |
610 Otter Point Rd is owned and occupied by two individuals who bought it in March 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 610 OTTER POINT RD, ABINGDON, MD 21009-1342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Mar 23, 2021 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2021 · Amount on File |
| Deed Sale | Mar 23, 2021 · Amount on File |
| Deed Book / Page | 14601 / 316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 610 OTTER POINT RD, ABINGDON, MD 21009-1342 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0156680478 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 15668/478 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 23, 2021 |
| Property Address | 610 OTTER POINT RD, ABINGDON, MD 21009-1342 |
| Document Number | 0146010316 |
| Book / Page | 14601 / 316 |
| Instrument Date | Mar 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 610 OLLCR POINT, ABINGDON, MD 21009 |
| Document Number | 0014601323 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 14601/323 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 610 Otter Point Rd was $6,028, up 11.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,028.00 (+11.38%) | $553,100 Land $222,200 Building $330,900 | $553,100 Land $222,200 Building $330,900 |
| 2025 | $5,412.00 | ||
| 2023 | $468,300 Land $222,200 Building $246,100 | $468,300 Land $222,200 Building $246,100 | |
| 2022 | $4,997.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 610 Otter Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 610 Otter Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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