St. Charles County property record for 1009 Guildford Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 1987 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,000 (Sep 2020) |
| Tax Bill | $3,346 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A860002258 |
| Primary APN | A860002258 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| Gross Area | 3,034 sqft |
| 1st Floor Area | 1,334 sqft |
| Basement Area | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A860002258 |
|---|---|
| Street Address | 1009 GUILDFORD DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER PK #2 LOT 79 |
| Legal Subdivision | TOWER PK #2 |
| Legal Lot Number | 79 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 311150 |
1009 Guildford Dr is owned and occupied by two individuals who bought it in September 2020.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1009 GUILDFORD DR, SAINT CHARLES, MO 63304-6959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2020 | Warranty Deed, Transfer NEW AMERICAN FNDG |
| Jun 23, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on File |
| Deed Sale | Sep 24, 2020 · Amount on File |
| Prior Sale | Sep 24, 2020 · Amount on File |
| Deed Document Number | 202071080 |
| Prior Transfer Date | Jun 16, 2017 |
| Prior Transfer Doc | 0067641221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 24, 2020 |
| Property Address | 1009 GUILDFORD DR, SAINT CHARLES, MO 63304-6959 |
| Document Number | 0000071080 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 71080 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | NETCO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1009 GUILDFORD DR ST CHARLES MO 633046959, ST CHARLES, MO 63304-6959 |
| Document Number | 71081 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 71081 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 23, 2017 |
| Property Address | 1009 GUILDFORD DR, SAINT CHARLES, MO 63304-6959 |
| Document Number | 0067641221 |
| Book / Page | 6764 / 1221 |
| Map Reference | MB 24 PG 182 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 20170623000387370 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 GUILDFORD DR, SAINT CHARLES, MO 63304-6959 |
| Document Number | 20170623000387390 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 20170623000387390 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 1009 Guildford Dr was $3,346, up 9.6% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,333 (-) | $296,488 (-) Land $60,000 Building $236,488 | |
| 2025 | $3,346.00 (+9.63%) | $56,333 | $296,488 Land $60,000 Building $236,488 |
| 2024 | $3,052.00 | ||
| 2023 | $51,004 | ||
| 2022 | $268,444 Land $55,000 Building $213,444 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1009 Guildford Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1009 Guildford Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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