St. Charles County property record for 1002 Guildford Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,562 sqft · built 1986 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Oct 2019) |
| Tax Bill | $3,596 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A860002267 |
| Primary APN | A860002267 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| Gross Area | 3,500 sqft |
| 1st Floor Area | 1,562 sqft |
| Basement Area | 1,518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | Deck Area |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A860002267 |
|---|---|
| Street Address | 1002 GUILDFORD DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER PK #2 LOT 88 |
| Legal Subdivision | TOWER PK #2 |
| Legal Lot Number | 88 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 311150 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1002 GUILDFORD DR, SAINT CHARLES, MO 63304-6958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Oct 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Jul 19, 2017 | Warranty Deed, Transfer · FHA Mortgage TITLE PARTNERS AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2019 · Amount on Record |
| Deed Sale | Oct 3, 2019 · Amount on Record |
| Prior Sale | Jul 19, 2017 · Amount on Record |
| Deed Document Number | 2019550080 |
| Deed Book / Page | 7155 / 1720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1002 GUILDFORD DR, SAINT CHARLES, MO 63304-6958 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000034772 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021R-034772 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 3, 2019 |
| Property Address | 1002 GUILDFORD DR, SAINT CHARLES, MO 63304-6958 |
| Document Number | 0071551720 |
| Book / Page | 7155 / 1720 |
| Map Reference | MB 24 PG 182 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 20191003000550080 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 LITTLE GORE CROSS, 15, SAINT PETERS, MO 63376-1201 |
| Name | Verified Name |
|---|---|
| Address | 1002 GUILDFORD DR, SAINT CHARLES, MO 63304-6958 |
| Document Number | 20191003000550090 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 20191003000550090 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 19, 2017 |
| Property Address | 1002 GUILDFORD DR, SAINT CHARLES, MO 63304-6958 |
| Document Number | 0067762220 |
| Book / Page | 6776 / 2220 |
| Map Reference | MB 24 PG 182 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 20170719000442970 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 GUILDFORD DR, SAINT CHARLES, MO 63304-6958 |
| Document Number | , 20170719000442980 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 20170719000442980 |
| Type | Bank |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,570 (-) | $318,790 (-) Land $60,000 Building $258,790 | |
| 2025 | $3,596.00 | $60,570 (+11.26%) | $318,790 (+11.26%) Land $60,000 Building $258,790 |
| 2023 | $54,441 | ||
| 2022 | $286,532 Land $55,000 Building $231,532 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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