1009 Forestal Ln, Waterford, CA 95386 Property Records

Stanislaus County property record for 1009 Forestal Ln, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1988
Lot Size	0.134 acres (5,821 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jun 2017)
Tax Bill	$3,351 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-058-023-000`

Property Details

APN / Parcel Number

Primary APN	`080-058-023-000`
Alternative APNs	`0805823000` `0805823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	5,821 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1009 FORESTAL LN
City	WATERFORD
State	CA
Zip	95386-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY GARDENS NO 2 BLK 5 LOT 13
Legal Subdivision	COUNTRY GARDENS 04
Legal Block	5
Legal Lot Number	13
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2001
Census Tract	2802

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1009 FORESTAL LN, WATERFORD, CA 95386-9783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 14, 2017	Grant Deed, Transfer · FHA Mortgage SCENIC OAKS FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2017 · Amount on Record
Deed Sale	Jun 14, 2017 · Amount on Record
Prior Sale	Apr 4, 2014 · Amount on Record
Deed Document Number	201742687
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1009 FORESTAL LN, WATERFORD, CA 95386-9783
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1009 FORESTAL LN, WATERFORD, CA 95386-9783

Mortgage

Document Number	0000005569
Date	Jan 20, 2021
Instrument	2021-0005569

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 14, 2017
Property Address	1009 FORESTAL LN, WATERFORD, CA 95386-9783
Document Number	0000042687
Map Reference	MAP31 PG3
Instrument Date	May 31, 2017
Instrument	2017-0042687
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	555 STRATHAVEN CT, TURLOCK, CA 95382-7505

Mortgage

Document Number	0000042688
Date	Jun 14, 2017
Instrument	2017-0042688

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,351.00 (+1.51%) Homeowner's exemption	$278,184 (+2%) Land $106,537 Building $171,647
2025	$3,301.00 (+4.3%) Homeowner's exemption	$272,731 (+4.04%) Land $104,449 Building $168,282
2023	$3,165.00 (+1.61%) Homeowner's exemption	$262,143 Land $100,394 Building $161,749
2022	$3,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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