1001 Forestal Ln, Waterford, CA 95386 Property Records

Stanislaus County property record for 1001 Forestal Ln, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1988
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Mar 2022)
Tax Bill	$4,560 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-058-021-000`

Property Details

APN / Parcel Number

Primary APN	`080-058-021-000`
Alternative APNs	`0805821000` `0805821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1001 FORESTAL LN
City	WATERFORD
State	CA
Zip	95386-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY GARDENS NO 2 BLK 5 LOT 11
Legal Subdivision	COUNTRY GARDENS 02
Legal Block	5
Legal Lot Number	11
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2001
Census Tract	2802

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1001 FORESTAL LN, WATERFORD, CA 95386-9783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 31, 2022	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 5, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Jun 12, 2019	Grant Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	202223596
Prior Transfer Date	Aug 10, 2006
Prior Transfer Doc	0000122513
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1001 FORESTAL LN, WATERFORD, CA 95386-9783
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059168
Date	Aug 10, 2020
Instrument	2020-0059168

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	CLEVELAND, OH 44144

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 31, 2022
Property Address	1001 FORESTAL LN, WATERFORD, CA 95386-9783
Document Number	0000023596
Map Reference	VOL 31 PG 3
Instrument Date	Mar 23, 2022
Instrument	2022-0023596
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1001 FORESTAL LN, WATERFORD, CA 95386-9783

Mortgage

Document Number	0000023597
Date	Mar 31, 2022
Instrument	2022-0023597

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 5, 2019
Property Address	1001 FORESTAL LN, WATERFORD, CA 95386-9783
Document Number	0000051087
Instrument Date	Jul 30, 2019
Instrument	51087
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1001 FORESTAL LN WATERFORD CA 953869783, WATERFORD, CA 95386-9783

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 12, 2019
Property Address	1001 FORESTAL LN, WATERFORD, CA 95386-9783
Document Number	0000037831
Map Reference	VOL 31 PG 3
Instrument Date	May 28, 2019
Instrument	2019-0037831
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1001 FORESTAL LN, WATERFORD, CA 95386-9783

Mortgage

Document Number	0000037832
Date	Jun 12, 2019
Instrument	2019-0037832

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,560.00 (-3.82%) Homeowner's exemption	$388,500 (-3.66%) Land $200,000 Building $188,500
2025	$4,741.00 (+4.22%) Homeowner's exemption	$403,258 (+4.04%) Land $206,935 Building $196,323
2023	$4,549.00 (+71.4%) Homeowner's exemption	$387,600 Land $198,900 Building $188,700
2022	$2,654.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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