Madison County property record for 1009 Dawson St, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,195 sqft |
| Lot Size | 1.01 acres (44,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $141,200 (Sep 2021) |
| Tax Bill | $1,036 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023A-0006-0004 |
| Primary APN | 023A-0006-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,195 sqft Living Area |
| 1st Floor Area | 1,195 sqft |
| Basement Area | 1,195 sqft |
| Unfinished Basement | 1,195 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,382 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 58507 |
|---|---|
| Street Address | 1009 DAWSON ST |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING LAKE LOT 42 & 43 |
| Legal Subdivision | SPRING LAKE |
| Legal Lot Number | 42,43 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | KIRKSVILLE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 10801 |
1009 Dawson St is owned and occupied by two individuals who bought it in September 2021.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1009 DAWSON ST, RICHMOND, KY 40475-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2022 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Sep 28, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on File |
| Deed Sale | Sep 28, 2021 · Amount on File |
| Deed Document Number | 20212014055420 |
| Deed Book / Page | 812 / 111 |
| Prior Transfer Date | Sep 20, 2021 |
| Prior Transfer Doc | D812/111 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1009 DAWSON ST, RICHMOND, KY 40475-9709 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1009 DAWSON ST, RICHMOND, KY 40475-9709 |
| Document Number | 0M2148/703 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | M2148/703 |
| Instrument | 2014085148 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 28, 2021 |
| Property Address | 1009 DAWSON ST, RICHMOND, KY 40475-9709 |
| Document Number | D812/111 |
| Book / Page | D812 / 111 |
| Map Reference | MB 3 PG 45 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2014055420 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1009 DAWSON ST, RICHMOND, KY 40475-9709 |
| Document Number | 2014055422 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2014055422 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 1009 Dawson St was $1,036 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,036.00 Homeowner's exemption | $159,000 | $159,000 |
| 2023 | $1,092.00 Homeowner's exemption | $159,000 | $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1009 Dawson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1009 Dawson St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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