1007 Dawson St, Richmond, KY 40475 Property Records

Madison County property record for 1007 Dawson St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	0.592 acres (25,828 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Dec 2025)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jan 2021 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023A-0006-0005`

Property Details

APN / Parcel Number

Primary APN	`023A-0006-0005`
Alternative APNs	`103325` `140597` `70691`

Exterior

Lot Area	25,828 sqft (0.592 acres)

Location & Zoning

Account Number	70691
Street Address	1007 DAWSON ST
City	RICHMOND
State	KY
Zip	40475-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE LOT 54
Legal Subdivision	SPRING LAKE
Legal Lot Number	54
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2048
Census Tract	10801

Owner

Source: Madison County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 KIRKSVILLE RD, RICHMOND, KY 40475-9720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH BANK & TRUST CO
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage A D GRANT BUILDERS INC
Dec 22, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 4, 2020	Deed, Construction Loan · Construction Mortgage 1ST TRUST BANK INC
Jan 13, 2020	Warranty Deed, Transfer
Mar 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	202514307183
Deed Book / Page	877 / 363
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	D00788/618
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1007 DAWSON ST, RICHMOND, KY 40475-9709
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2085/373
Date	Aug 25, 2021
Book Page	M2085/373
Instrument	2014049976

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1007 DAWSON ST, RICHMOND, KY 40475-9709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M02009/622
Date	Jan 4, 2021
Book Page	M02009/622
Instrument	2014026957

Lender

Name	A D GRANT BUILDERS INC
Type	Non-Lending Institution
Address	RICHMOND, KY 40476

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Dec 14, 2025

December 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 22, 2020
Property Address	1007 DAWSON ST, RICHMOND, KY 40475-9709
Document Number	D00798/735
Book / Page	D00798 / 735
Map Reference	MB 3 PG 45
Instrument Date	Dec 14, 2020
Instrument	2014026362
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 JASON DR STE 103, 408, RICHMOND, KY 40475-2541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1007 DAWSON ST, RICHMOND, KY 40475-9709

Mortgage

Document Number	2014026363
Date	Dec 22, 2020
Instrument	2014026363

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 4, 2020
Property Address	1007 DAWSON ST, RICHMOND, KY 40475-9709
Document Number	D00788/618
Book / Page	D00788 / 618
Map Reference	MB 3 PG 45
Instrument Date	May 29, 2020
Instrument	2014013254
Transaction Type	Construction Loan
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 KIRKSVILLE RD, 538, RICHMOND, KY 40475-9720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 JASON DR STE 103, 103, RICHMOND, KY 40475-2541

Mortgage

Document Number	2014013255
Date	Jun 4, 2020
Instrument	2014013255

Lender

Name	1ST TRUST BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 29, 2021

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jan 13, 2020
Property Address	1007 DAWSON ST, RICHMOND, KY 40475-9709
Document Number	D00783/247
Book / Page	D00783 / 247
Map Reference	MB 3 PG 45
Instrument Date	Jan 10, 2020
Instrument	2014005300
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$17.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 HELTON LN, 550, RICHMOND, KY 40475-9761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 DAWSON ST, RICHMOND, KY 40475-9709

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 30, 2017
Property Address	1007 DAWSON ST, RICHMOND, KY 40475-9709
Document Number	D00742/739
Book / Page	D00742 / 739
Map Reference	MB3 PG45
Instrument Date	Mar 28, 2017
Instrument	2013956469
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$16.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 MORAN MILL RD, 290, RICHMOND, KY 40475-9606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 HELTON LN, RICHMOND, KY 40475-9761

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,658.00 (-4.27%) Homeowner's exemption	$225,000 (-)	$225,000 (-)
2023	$1,732.00 Homeowner's exemption	$225,000	$225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Dawson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures