1009 Commerce St, Madison, GA 30650 Property Records

Morgan County property record for 1009 Commerce St, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,530 sqft · built 2021
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$510,000 (Jun 2021)
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M22 063`

Property Details

APN / Parcel Number

Primary APN	`M22 063`
Alternative APN	`7290`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,530 sqft Heated Area
1st Floor Area	1,530 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Porch	Slab
Porch Area	144 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7290
Street Address	1009 COMMERCE ST
City	MADISON
State	GA
Zip	30650-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	BEACON LIGHT LOT 27
Legal Subdivision	BEACON LIGHT
Legal Phase	01
Legal Block	D
Legal Lot Number	27
Jurisdiction	MORGAN GA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1072
Census Tract	10301

Owner

1009 Commerce St is owned by a company that bought it in June 2021.

Source: Morgan County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1081 W MAGNOLIA LOOP, MADISON, GA 30650-5091
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF MADISON COUNTY
Mar 11, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF MADISON COUNTY
Aug 3, 2021	Warranty Deed, Transfer
Jun 11, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF MADISON COUNTY
Feb 2, 2021	Warranty Deed, Transfer
Feb 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	Feb 2, 2021
Deed Document Number	2021677
Deed Book / Page	673 / 835
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1009 COMMERCE ST, MADISON, GA 30650-2011
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	COMMERCE ST

Mortgage

Document Number	0000000666/0000000037
Date	Mar 11, 2021
Book Page	0000000666/0000000037

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1009 COMMERCE ST, MADISON, GA 30650-2011
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	COMMERCE ST

Mortgage

Document Number	0000000666/0000000027
Date	Mar 11, 2021
Book Page	0000000666/0000000027

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Aug 3, 2021
Property Address	1009 COMMERCE ST, MADISON, GA 30650-2011
Document Number	000678/708
Book / Page	678 / 708
Instrument Date	Aug 3, 2021
Instrument	2021-000935
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 COMMERCE ST, MADISON, GA 30650-2011
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Jun 11, 2021
Property Address	1009 COMMERCE ST, MADISON, GA 30650-2011
Document Number	000673/835
Book / Page	673 / 835
Instrument Date	Jun 11, 2021
Instrument	2021-000677
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 W MAGNOLIA LOOP, MADISON, GA 30650-5091

Mortgage

Document Number	0000000673/0000000837
Date	Jun 14, 2021
Book Page	0000000673/0000000837

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jan 1, 2024

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Feb 2, 2021
Property Address	1009 COMMERCE ST, MADISON, GA 30650-2011
Document Number	0000666/26
Book / Page	666 / 26
Instrument Date	Feb 2, 2021
Instrument	2021-000278
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 MONTICELLO RD, MADISON, GA 30650-4660

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Feb 2, 2021
Property Address	1009 COMMERCE ST, MADISON, GA 30650-2011
Document Number	0000666/36
Book / Page	666 / 36
Instrument Date	Feb 2, 2021
Instrument	2021-000277
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 MONTICELLO RD, MADISON, GA 30650-4660

Tax Assessment & Valuation

The 2025 property tax bill for 1009 Commerce St was $3,107.

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Municipality	Madison City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,107.00	$112,233 Land $12,000 Building $100,233	$280,582 Land $30,000 Building $250,582
2023	$2,978.00 (+1.22%)	$102,969 (+5.04%) Land $19,200 Building $83,769	$257,422 (+5.04%) Land $48,000 Building $209,422
2022	$2,942.00	$98,024 Land $19,200 Building $78,824	$245,061 Land $48,000 Building $197,061

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1009 Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1009 Commerce St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON serves 6,427 people · EPA ID GA2110002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Conexon Connect.

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