1121 Commerce St, Madison, GA 30650 Property Records

Morgan County property record for 1121 Commerce St, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 1950
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Jun 2020)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M23 041`

Property Details

APN / Parcel Number

Primary APN	`M23 041`
Alternative APN	`7440`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,548 sqft Heated Area
1st Floor Area	1,548 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Porch	Open Porch
Porch Area	24 sqft
Deck Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7440
Street Address	1121 COMMERCE ST
City	MADISON
State	GA
Zip	30650-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	BEACON LIGHT LOT 45 & 46/1121 COMMERCE ST
Legal Subdivision	BEACON LIGHT
Legal Phase	01
Legal Block	F
Legal Lot Number	45
Jurisdiction	MORGAN GA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1070
Census Tract	10301

Owner

Source: Morgan County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1121 COMMERCE ST, MADISON, GA 30650-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Jun 18, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jan 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	0000647453
Deed Book / Page	647 / 453
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	1121 COMMERCE ST, MADISON, GA 30650-2013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	586/458
Date	Feb 14, 2017
Book Page	586/458
Instrument	000415

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Jun 18, 2020
Property Address	1121 COMMERCE ST, MADISON, GA 30650-2013
Document Number	000647/453
Book / Page	647 / 453
Instrument Date	Jun 18, 2020
Instrument	2020-000637
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 COMMERCE ST, MADISON, GA 30650-2013

Mortgage

Document Number	0000000647/0000000455
Date	Jun 23, 2020
Book Page	0000000647/0000000455

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Jan 6, 2020
Property Address	1121 COMMERCE ST, MADISON, GA 30650-2013
Document Number	000637/212
Book / Page	637 / 212
Instrument Date	Jan 6, 2020
Instrument	2020-000013
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 BUCKHEAD RD, MADISON, GA 30650-4340

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Municipality	Madison City
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (+9.65%) Homeowner's exemption	$87,009 (+19.29%) Land $12,000 Building $75,009	$217,522 (+19.28%) Land $30,000 Building $187,522
2023	$2,062.00 (-0.63%) Homeowner's exemption	$72,942 (+5.48%) Land $9,600 Building $63,342	$182,355 (+5.48%) Land $24,000 Building $158,355
2022	$2,075.00 Homeowner's exemption	$69,154 Land $9,600 Building $59,554	$172,884 Land $24,000 Building $148,884

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON serves 6,427 people · EPA ID GA2110002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Conexon Connect.

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