1009 87th St, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 1009 87th St, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,332 sqft · built 1915
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on Record
Tax Bill$4,036 (2026)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN291100 161.54-1-51

Property Details

APN / Parcel Number

Primary APN291100 161.54-1-51
Alternative APNs
  • 11001610540001051000
  • 15/0607

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area888 sqft
Upper Floors Area444 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,750 sqft (0.086 acres)
Lot Dimensions125 ft deep x 30 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area352 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number15/0607.
Street Address1009 87TH ST
CityNIAGARA FALLS
StateNY
Zip14304-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-A
Legal DescriptionTM 465 BL 10 LT N PT 17
Legal Block1
Legal Lot Number51.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group2
Census Block2003
Census Tract22300

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1009 87TH ST, NIAGARA FALLS, NY 14304-2403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address1009 87TH ST, NIAGARA FALLS, NY 14304-2403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008227
DateMay 17, 2018
Instrument2018-08227
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 30, 2043
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,036.00 (+22.3%) Homeowner's exemption
2025$3,300.00$60,000 (-) Land $3,100 Building $56,900$133,300 (+19.98%) Land $6,887 Building $126,413
2023$60,000 Land $3,100 Building $56,900$111,100 Land $5,740 Building $105,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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