10089 Rose Ave, Live Oak, CA 95953 Property Records

Sutter County property record for 10089 Rose Ave, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,492 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Mar 2026)
Tax Bill	$5,754 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 3 more
APN	`006-710-020-000`

Property Details

APN / Parcel Number

Primary APN	`006-710-020-000`
Alternative APN	`06-710-020`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,534 sqft Living Area
Gross Area	3,006 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-710-020
Street Address	10089 ROSE AVE
City	LIVE OAK
State	CA
Zip	95953-2388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GARDEN GLEN SUBD FORMERLY PTN OF 06-351-014 LOT 020 AS SHOWN ON SUBD MAP RECORDED IN BOOK 19 OF SURVEYS, PG 85
Legal Subdivision	GARDEN GLEN SUBDIVISION
Legal Lot Number	20
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2031
Census Tract	50701

Owner

Source: Sutter County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10089 ROSE AVE, LIVE OAK, CA 95953-2388
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Grant Deed, Transfer · VA Mortgage XPERT HOME LENDING INC
Mar 30, 2021	Grant Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR NA
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR NA
Sep 1, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	20261888
Prior Transfer Date	Sep 8, 2008
Prior Transfer Doc	0000015454
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Mar 5, 2026
Property Address	10089 ROSE AVE, LIVE OAK, CA 95953-2388
Document Number	0000001888
Map Reference	MB 19 PG 85-92
Instrument Date	Mar 2, 2026
Instrument	2026-0001888
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10089 ROSE AVE, LIVE OAK, CA 95953-2388

Mortgage

Document Number	0000001889
Date	Mar 5, 2026
Instrument	2026-0001889

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Mar 30, 2021
Property Address	10089 ROSE AVE, LIVE OAK, CA 95953-2388
Document Number	0000005980
Map Reference	MB 19 PG 85-92
Instrument Date	Mar 29, 2021
Instrument	2021-0005980
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 10, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10089 ROSE AVE, LIVE OAK, CA 95953-2388

Mortgage

Document Number	0000005981
Date	Mar 30, 2021
Instrument	2021-0005981

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	10089 ROSE AVE, LIVE OAK, CA 95953-2388
Document Number	0000015669
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015669
Date	Oct 2, 2020
Instrument	15669

Lender

Name	WILMINGTON TR NA
Address	GUILFORD, CT 06437

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	10089 ROSE AVE, LIVE OAK, CA 95953-2388
Document Number	0000015668
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015668
Date	Oct 2, 2020
Instrument	15668

Lender

Name	WILMINGTON TR NA
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 1, 2022

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUTTER CA
Recording Date	Sep 1, 2020
Property Address	10089 ROSE AVE, LIVE OAK, CA 95953-2388
Document Number	0000013571
Instrument Date	Aug 28, 2020
Instrument	13571
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$468.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,736 (+2%) Land $77,284 Building $347,452	$424,736 (+2%)
2025	$5,754.00 (+1.75%) Homeowner's exemption	$416,409 (+4.04%) Land $75,769 Building $340,640	$416,409
2024	$5,655.00 (+0.86%)
2023	$5,607.00 (+930.7%)	$400,241 Land $72,828 Building $327,413
2021	$544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

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