10083 Challenger Cir, Spring Valley, CA 91978 Property Records

San Diego County property record for 10083 Challenger Cir, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,920 sqft · built 2001
Lot Size	0.118 acres (5,158 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Dec 2018)
Tax Bill	$8,699 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`580-261-08-00`

Property Details

APN / Parcel Number

Primary APN	`580-261-08-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,920 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	5,158 sqft (0.118 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	10083 CHALLENGER CIR
City	SPRING VALLEY
State	CA
Zip	91978-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 21 TR 013866
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013866
Legal Block	3
Legal Lot Number	21
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13506

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10083 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Mar 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE CREDIT CORP
Dec 28, 2018	Grant Deed, Transfer · ARM MISSOULA FCU
Sep 28, 2018	Trustee's Deed, Foreclosure LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	2018533105
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10083 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10083 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015

Mortgage

Document Number	0000274761
Date	Oct 11, 2023
Instrument	2023-0274761

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10083 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10083 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015

Mortgage

Document Number	0000760516
Date	Nov 1, 2021
Instrument	2021-0760516

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10083 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075935
Date	Mar 4, 2019
Instrument	2019-0075935

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10083 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10083 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015

Mortgage

Document Number	0000851936
Date	Dec 31, 2020
Instrument	2020-0851936

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2018
Property Address	10083 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Document Number	0000533105
Map Reference	MAP 13866
Instrument Date	Dec 20, 2018
Instrument	2018-0533105
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3684 QUAIL VIEW CT, SPRING VALLEY, CA 91977-2846

Mortgage

Document Number	0000533106
Date	Dec 28, 2018
Instrument	2018-0533106

Lender

Name	MISSOULA FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.87%
Index	5-Year CMT
Max Rate	9.87%

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 28, 2018
Property Address	10083 CHALLENGER CIR, SPRING VALLEY, CA 91978-2015
Document Number	0000404706
Instrument Date	Sep 14, 2018
Instrument	404706
Transaction Type	Foreclosure
Record Updated	Oct 5, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$922.85
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$694,069 (+2%) Land $284,453 Building $409,616
2025	$8,699.00 (+6.79%) Homeowner's exemption	$680,461 (+4.04%) Land $278,876 Building $401,585
2023	$8,146.00 (+1.47%) Homeowner's exemption	$654,040 Land $268,048 Building $385,992
2022	$8,028.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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