1008 Surry Ln, Gastonia, NC 28054 Property Records

Gaston County property record for 1008 Surry Ln, Gastonia, NC 28054

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 952 sqft · built 1984
Lot Size0.02 acres (871 sqft)
OwnerIndividual Name on Record
Last Sale$46,000 (Nov 2017)
Tax Bill$1,830 (2026)
Deeds & MortgagesNov 2022 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN115961

Property Details

APN / Parcel Number

Primary APN115961

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area952 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeMixed
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area871 sqft (0.02 acres)
PorchPorch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1008 SURRY LN
CityGASTONIA
StateNC
Zip28054-5700
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR2
Legal DescriptionFERRINGTON PLACE BLDG 913 UNIT E 01 105A 080 00 000
Legal SubdivisionFERRINGTON PLACE CONDOMINIUMS
Legal UnitE-913
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group4
Census Block4001
Census Tract32704

Owner

Source: Gaston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1008 SURRY LN, GASTONIA, NC 28054-5700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Nov 8, 2017Warranty Deed, Transfer · Conventional with PMI
CHURCHILL MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2017 · Amount on Record
Deed SaleNov 8, 2017 · Amount on Record
Prior SaleJan 28, 2008 · Amount on Record
Deed Book / Page4944 / 1414
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1008 SURRY LN, GASTONIA, NC 28054-5700
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053791333
DateNov 23, 2022
Book Page5379/1333
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressGASTONIA, NC 28054
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1008 SURRY LN, GASTONIA, NC 28054-5700
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAEG

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051551275
DateSep 15, 2020
Book Page5155/1275
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Address25279
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateNov 8, 2017
Property Address1008 SURRY LN, GASTONIA, NC 28054-5700
Document Number0049441414
Book / Page004944 / 001414
Instrument DateOct 31, 2017
Transaction TypeTransfer
Record UpdatedNov 30, 2017
Title CompanyRESOURCE R/E SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 SURRY LN GASTONIA NC 280545700, GASTONIA, NC 28054-5700

Mortgage

Document Number49441417
DateNov 8, 2017
Book Page004944/001417
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term120 Months
DueNov 7, 2027

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,830.00 (+123.72%)$151,570 (-) Building $151,570
2023$818.00$151,570 Building $151,570
2021$72,310 Building $72,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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