1004 Surry Ln, Gastonia, NC 28054 Property Records

Gaston County property record for 1004 Surry Ln, Gastonia, NC 28054

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 952 sqft · built 1984
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Jul 2024)
Tax Bill	$1,637 (2026)
Deeds & Mortgages	Jan 2023 Transfer Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01105A08200`

Property Details

APN / Parcel Number

Primary APN	`01105A08200`
Alternative APN	`115963`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	952 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	436 sqft (0.01 acres)
Porch	Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1004 SURRY LN
City	GASTONIA
State	NC
Zip	28054-5700
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Description	FERRINGTON PLACE BLDG 913 UNIT C 01 105A 082 00 000
Legal Subdivision	FERRINGTON PLACE CONDOMINIUMS
Legal Unit	C-913
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	4
Census Block	4001
Census Tract	32704

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 SURRY LN, GASTONIA, NC 28054-5700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Intrafamily Transfer, Transfer
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 28, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Sep 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage LLOYD C DICKERSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on Record
Deed Sale	Jul 3, 2024 · Amount on Record
Prior Sale	Jun 22, 2022 · Amount on Record
Deed Book / Page	5489 / 1087
Prior Transfer Date	Jan 20, 2023
Prior Transfer Doc	0053900383
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Jan 30, 2023
Property Address	1004 SURRY LN, GASTONIA, NC 28054-5700
Document Number	0053900383
Book / Page	5390 / 383
Map Reference	MB 39 PG 118
Instrument Date	Jan 20, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2811 CREEKBED LN, CHARLOTTE, NC 28210-6704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2811 CREEKBED LN, CHARLOTTE, NC 28210-6704

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 22, 2022
Property Address	1004 SURRY LN, GASTONIA, NC 28054-5700
Document Number	0053451921
Book / Page	5345 / 1921
Map Reference	MB 39 PG 118
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	OS NATIONAL LLC, OS NATIONAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 CREEKBED LN, CHARLOTTE, NC 28210-6704

Mortgage

Document Number	0053451924
Date	Jun 22, 2022
Instrument	5345/1924

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 28, 2022
Property Address	1004 SURRY LN, GASTONIA, NC 28054-5700
Document Number	0053230676
Book / Page	5323 / 676
Map Reference	MB 39 PG 118
Instrument Date	Mar 25, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 DUNES DR, KINGS MOUNTAIN, NC 28086-9400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASTON NC
Recording Date	Sep 11, 2020
Property Address	1004 SURRY LN, GASTONIA, NC 28054-5700
Document Number	0051542176
Book / Page	005154 / 002176
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1004 SURRY LN #913-C GASTONIA NC 280545700, 913-C, GASTONIA, NC 28054-5700

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1004 SURRY LN, GASTONIA, NC 28054-5700
Document Number	0050740117
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1004 SURRY LN GASTONIA NC 280545700, GASTONIA, NC 28054-5700

Mortgage

Document Number	0050740117
Date	Oct 11, 2019
Book Page	005074/000117

Lender

Name	LLOYD C DICKERSON
Address	1292 BEXLEY CHURCH RD, LUCEDALE, MS 39452-4642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 10, 2029

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,637.00	$153,180 (-) Building $153,180
2025	$1,637.00 (-1.03%)	$153,180 (-) Building $153,180
2023	$1,654.00	$153,180 Building $153,180
2021			$73,040 Building $73,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1004 Surry Ln, Gastonia, NC 28054 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Surry Ln

Nearby Streets

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