1008 Saddlestone Dr, Hermitage, TN 37076 Property Records

Nashville-Davidson Metropolitan Government property record for 1008 Saddlestone Dr, Hermitage, TN 37076 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 2002
Lot Size	0.169 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$162,500 (Apr 2024)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Apr 2024 Sale Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`086-12-0-118-00`

Property Details

APN / Parcel Number

Primary APN	`086-12-0-118-00`
Alternative APN	`000207252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,542 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	111 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	90 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	000207252
Old Parcel Number	086120 11800
Street Address	1008 SADDLESTONE DR
City	HERMITAGE
State	TN
Zip	37076-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 ROCKWOOD ESTATES FINAL PLAT
Legal Subdivision	ROCKWOOD ESTATES
Legal Lot Number	25
Jurisdiction	DAVIDSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2000
Census Tract	15623

Owner

Source: Nashville-Davidson Metropolitan Government records · APN 086-12-0-118-00

Assessment roll updated May 20, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	563 RIVER ROCK BLVD APT B4, B4, MURFREESBORO, TN 37128-4930
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Warranty Deed, Transfer WATAUGA TITLE AND ESCROW COMPANY LLC, WATAUGA T&E CO LLC
Mar 26, 2024	Contract Sale, Transfer WATAUGA TITLE AND ESCROW COMPANY LLC, WATAUGA T&E CO LLC
Jul 31, 2017	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2024 · Amount on Record
Deed Sale	Apr 10, 2024 · Amount on Record
Prior Sale	Jun 17, 2009 · Amount on Record
Deed Document Number	20240410-0025432
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Apr 10, 2024
Property Address	1008 SADDLESTONE DR, HERMITAGE, TN 37076-2970
Document Number	0000025432
Map Reference	DOC 20001013-0102078
Instrument Date	Apr 09, 2024
Instrument	20240410-0025432
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	WATAUGA TITLE AND ESCROW COMPANY LLC, WATAUGA T&E CO LLC

Transaction

Amount	Amount Recorded
Tax	$601.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 RIVER ROCK BLVD APT B4, B4, MURFREESBORO, TN 37128-4930

March 2024: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	DAVIDSON TN
Recording Date	Mar 26, 2024
Property Address	1008 SADDLESTONE DR, HERMITAGE, TN 37076-2970
Document Number	0000020865
Map Reference	DOC 0102078
Instrument Date	Mar 26, 2024
Instrument	20240326-0020865
Transaction Type	Transfer
Record Updated	Apr 03, 2024
Title Company	WATAUGA TITLE AND ESCROW COMPANY LLC, WATAUGA T&E CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	1008 SADDLESTONE DR, HERMITAGE, TN 37076-2970
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077122
Date	Jul 31, 2017
Instrument	20170731-0077122

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	1008 SADDLESTONE DR, HERMITAGE, TN 37076-2970
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036845
Date	Mar 19, 2021
Instrument	20210319-0036845

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Nashville-Davidson Metropolitan Government records · Assessment roll updated May 20, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,281.00 (+41.33%)	$82,000 (+48.42%) Land $20,000 Building $62,000	$328,000 (+48.42%) Land $80,000 Building $248,000
2023	$1,614.00 (-22.85%)	$55,250 (-) Land $15,000 Building $40,250
2022	$2,092.00	$55,250 Land $15,000 Building $40,250	$221,000 (-) Land $60,000 Building $161,000
2021			$221,000 Land $60,000 Building $161,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nashville-Davidson Metropolitan Government (47037C), updated June 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470370156232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2002–2021)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Mar 2021, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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