1008 Red Clover Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1008 Red Clover Rd, Gambrills, MD 21054

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,206 sqft · built 2016
Lot Size	0.041 acres (1,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jan 2026)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-780-90242735`

Property Details

APN / Parcel Number

Primary APN	`04-780-90242735`
Alternative APN	`78090242735`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,206 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	880 sqft
Basement Area	446 sqft
Finished Basement	446 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	1,804 sqft (0.041 acres)
Garage Type	Attached
Garage Area	323 sqft
Parking Spaces	1 Parking Space
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78090242735
Street Address	1008 RED CLOVER RD
City	GAMBRILLS
State	MD
Zip	21054-1983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 18 SUMMERFIELD VILLAGE
Legal Subdivision	SUMMERFIELD VILLAGE
Legal Block	2
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2015
Census Tract	740704

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1008 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 29, 2026	Special Warranty Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Oct 6, 2016 · Amount on Record
Deed Book / Page	42029 / 311
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0287310264
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1008 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 RED CLOVER RD, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	0399270142
Date	Sep 13, 2023
Book Page	39927/142

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Oct 1, 2046

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 29, 2026
Property Address	1008 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0420290311
Book / Page	42029 / 311
Map Reference	MB 335PG42-50PL17321
Instrument Date	Jan 22, 2026
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1008 RED CLOVER RD, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	0042029317
Date	Jan 29, 2026
Instrument	42029/317

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,333 (+4.51%)	$584,800 (+13.53%) Land $175,000 Building $409,800
2025	$5,552.00 (+13.84%) Homeowner's exemption	$515,100 (+9.11%) Land $170,000 Building $345,100	$515,100 (-) Land $170,000 Building $345,100
2023	$4,877.00 Homeowner's exemption	$472,100	$515,100 Land $170,000 Building $345,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Red Clover Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures