1004 Red Clover Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1004 Red Clover Rd, Gambrills, MD 21054

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,221 sqft · built 2016
Lot Size	0.041 acres (1,804 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,990 (Feb 2016)
Tax Bill	$6,264 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-780-90242733`

Property Details

APN / Parcel Number

Primary APN	`04-780-90242733`
Alternative APN	`78090242733`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,221 sqft Living Area
Gross Area	2,525 sqft
1st Floor Area	880 sqft
Basement Area	461 sqft
Finished Basement	461 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	1,804 sqft (0.041 acres)
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Deck Area	264 sqft
Balcony Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78090242733
Street Address	1004 RED CLOVER RD
City	GAMBRILLS
State	MD
Zip	21054-1983
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R5
Legal Description	LT 16 SUMMERFIELD VILLAGE
Legal Subdivision	SUMMERFIELD VILLAGE
Legal Block	2
Legal Lot Number	16
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2015
Census Tract	740704

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 29, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2016 · Amount on Record
Deed Sale	Feb 29, 2016 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Book / Page	29314 / 34
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0287310264
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1004 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	GLOBAL TITLE SERVICES LLC, GLOBAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 RED CLOVER RD, GAMBRILLS, MD 21054-1983

Mortgage

Document Number	0360860429
Date	Feb 5, 2021
Book Page	36086/429

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 29, 2017
Property Address	1004 RED CLOVER RD, GAMBRILLS, MD 21054-1983
Document Number	0317100299
Book / Page	031710 / 000299
Instrument Date	Dec 27, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.64
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 RED CLOVER RD GAMBRILLS MD 210541982, GAMBRILLS, MD 21054-1982

Mortgage

Document Number	317100307
Date	Dec 29, 2017
Book Page	031710/000307

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,833 (+14.19%)	$605,500 (+13.71%) Land $175,000 Building $430,500
2025	$6,264.00 (+17.66%)
2023	$5,324.00	$487,633	$532,500 Land $170,000 Building $362,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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