Henderson County property record for 1008 Lovers Ln, Tool, TX 75143
| Property Type | Single Family Home |
|---|---|
| Details | 1,747 sqft · built 1984 |
| Owner | Individual Name on File |
| Tax Bill | $11,640 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3185-0001-0180-63 |
| Primary APN | 3185-0001-0180-63 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,747 sqft Living Area |
|---|---|
| Gross Area | 2,227 sqft |
| 1st Floor Area | 1,747 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 507 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Storage Building | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R000052033 |
|---|---|
| Old Parcel Number | 3185.0001.0180.63 |
| Street Address | 1008 LOVERS LN |
| City | TOOL |
| State | TX |
| Zip | 75143-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 18 & 19 AB 659 N G RUSSELL SUR, ISLE OF VIEW #2, BLK 1 LTS 18 & 19 |
| Legal Subdivision | ISLE OF VIEW #2 (47) |
| Legal Block | 1 |
| Legal Lot Number | 18,19 19 |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | CEDAR CREEK LAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950801 |
Source: Henderson County records · APN 3185-0001-0180-63
Assessment roll updated July 25, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 200 ND RANCH RD, WAXAHACHIE, TX 75167-0005 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK |
| Jun 27, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GATEWAY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2008 |
| Deed Sale | Aug 01, 2008 |
| Prior Sale | Jul 28, 2005 |
| Deed Document Number | 0012460 |
| Deed Book / Page | 2895 / 371 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TX |
| Property Address | 1008 LOVERS LN, TOOL, TX 75143-2213 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | PRIMA TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 202100022311 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021-00022311 |
| Name | ASPIRE BANK |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75244 |
| Type | Conventional Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TX |
| Property Address | 1008 LOVERS LN, TOOL, TX 75143-2213 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | PRIMA TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 202100022310 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021-00022310 |
| Name | ASPIRE BANK |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TX |
| Property Address | 1008 LOVERS LN, TOOL, TX 75143-2213 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2019 |
| Title Company | ELLIS COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 201900008823 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 2019-00008823 |
| Name | GATEWAY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Henderson County records · Assessment roll updated July 25, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Municipality | Tool City |
| Unified School District | Malakoff Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $11,640.00 (-60.66%) Additional exemption filed | $645,658 Land $270,000 Building $375,658 | $645,658 Land $270,000 Building $375,658 |
| 2022 | $29,591.00 |
Source: FEMA National Flood Hazard Layer as of April 5, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
May also be available: Conquest Wireless, Verizon.
Based on FCC filings for 38 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST CEDAR CREEK MUD serves 24,414 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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