Henderson County property record for 1004 Lovers Ln, Tool, TX 75143
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,557 sqft · built 1981 |
| Owner | Individual Name on Record |
| Tax Bill | $6,403 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3185-0001-0170-63 |
| Primary APN | 3185-0001-0170-63 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,557 sqft Living Area |
| 1st Floor Area | 1,557 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Dimensions | 148 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 255 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 205 sqft |
| Patio Area | 205 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R000052032 |
|---|---|
| Old Parcel Number | 3185.0001.0170.63 |
| Street Address | 1004 LOVERS LN |
| City | TOOL |
| State | TX |
| Zip | 75143-2213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 17 AB 659 N G RUSSELL SUR, ISLE OF VIEW #2, BLK 1 LT 17 |
| Legal Subdivision | ISLE OF VIEW #2 (47) |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | CEDAR CREEK LAKE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950801 |
Source: Henderson County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1004 LOVERS LN, TOOL, TX 75143-2213 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2014 |
| Deed Sale | Dec 16, 2014 |
| Deed Document Number | 2014-00016496 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TX |
| Property Address | 1004 LOVERS LN, TOOL, TX 75143-2213 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 202100018982 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021-00018982 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Henderson County assessment roll, as of July 25, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Municipality | Tool City |
| Unified School District | Malakoff Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,403.00 (-67.94%) Additional exemption filed | $357,610 Land $180,000 Building $177,610 | $357,610 Land $180,000 Building $177,610 |
| 2022 | $19,973.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Conquest Wireless, Verizon.
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