1008 Haversham Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1008 Haversham Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1992
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Oct 2008)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A893000322`

Property Details

APN / Parcel Number

Primary APN	`A893000322`
Alternative APN	`3-0036-6381-00-0034.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	1,440 sqft
Basement Area	1,394 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A893000322
Street Address	1008 HAVERSHAM CT
City	SAINT CHARLES
State	MO
Zip	63304-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENSBORO #2 LOT 34
Legal Subdivision	GREENSBORO #2
Legal Lot Number	34
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2001
Census Tract	311122

Owner

1008 Haversham Ct is owned and occupied by an individual who acquired it in September 2024.

Source: St. Charles County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1008 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 9, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 27, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2008 · Amount on File
Deed Sale	Oct 7, 2008 · Amount on File
Prior Sale	Sep 7, 1999 · Amount on File
Deed Document Number	2008687780
Deed Book / Page	5057 / 1685
Last Transfer Date	Sep 27, 2024
Transfer Doc	0000039861
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1008 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600

Mortgage

Document Number	0000051924
Date	Sep 21, 2022
Instrument	2022R-051924

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Oct 1, 2046

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1008 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600

Mortgage

Document Number	0000054077
Date	Dec 3, 2025
Instrument	2025R-054077

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 9, 2026
Property Address	1008 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600
Document Number	0000027003
Instrument Date	Jun 2, 2026
Instrument	202627003
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 27, 2024
Property Address	1008 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600
Document Number	0000039861
Map Reference	MB 28 PG 49
Instrument Date	Sep 27, 2024
Instrument	2024R-039861
Transaction Type	Transfer
Record Updated	Jun 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600

Tax Assessment & Valuation

The 2025 property tax bill for 1008 Haversham Ct was $3,413, up 8.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,460 (-)	$302,422 (-) Land $60,000 Building $242,422
2025	$3,413.00 (+8.63%)	$57,460	$302,422 Land $60,000 Building $242,422
2024	$3,142.00
2023		$52,526
2022			$276,452 Land $55,000 Building $221,452

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1008 Haversham Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1981–2020)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1008 Haversham Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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