1003 Haversham Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1003 Haversham Ct, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,396 sqft · built 1991
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$129,900 (Jul 1999)
Deeds & MortgagesApr 2022 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA893000328

Property Details

APN / Parcel Number

Primary APNA893000328
Alternative APN
  • 3-0036-6381-00-0040.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,396 sqft Living Area
Gross Area3,118 sqft
1st Floor Area1,396 sqft
Basement Area1,342 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area84 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA893000328
Street Address1003 HAVERSHAM CT
CitySAINT CHARLES
StateMO
Zip63304-1600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENSBORO #2 LOT 40
Legal SubdivisionGREENSBORO #2
Legal Lot Number40
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2001
Census Tract311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1003 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
JLB CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 1999 · Amount on Record
Deed SaleJul 14, 1999 · Amount on Record
Deed Document Number199959769
Deed Book / Page2279 / 460
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1003 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 HAVERSHAM CT, COTTLEVILLE, MO 63304-1600

Mortgage

Document Number0000019673
DateApr 6, 2022
Instrument2022R-019673
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2037

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1003 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 HAVERSHAM CT, SAINT CHARLES, MO 63304-1600

Mortgage

Document Number2021R054936
DateJun 29, 2021
Instrument2021R-054936
Lender
NameJLB CORP
TypeMortgage Company
AddressCINCINNATI, OH 45236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$58,450 (+10.41%)$307,630 (+10.41%) Land $60,000 Building $247,630
2023$52,940
2022$278,632 Land $55,000 Building $223,632

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims16 (1981–2020)
Claims Outside the SFHA1 of 16
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Wisper ISP.

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