1008 E Main St, Waverly, TN 37185 Property Records

Humphreys County property record for 1008 E Main St, Waverly, TN 37185 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,688 sqft · built 1974
Lot Size	2.52 acres (109,771 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Nov 2020)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`043064E A 00701`

Property Details

APN / Parcel Number

Primary APN	`043064E A 00701`
Alternative APN	`064E A 00701`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,688 sqft Living Area
1st Floor Area	2,688 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1982
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	109,771 sqft (2.52 acres)
Garage Type	Mixed
Garage Area	720 sqft
Carport Area	1,422 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	7 Parking Spaces
Porch	Enclosed Porch
Porch Area	812 sqft
Utility Building	516 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1008 E MAIN ST
City	WAVERLY
State	TN
Zip	37185-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W04
Jurisdiction	HUMPHREYS TN
Township / Civil Division	3
Census Block Group	2
Census Block	2058
Census Tract	130300

Owner

Source: Humphreys County records · APN 043064E A 00701

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	1008 E MAIN ST, WAVERLY, TN 37185-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK
Nov 02, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FEDERAL BANK
Jul 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Nov 02, 2020 · Amount on Record
Deed Sale	Nov 02, 2020 · Amount on Record
Prior Sale	Jul 29, 2020 · Amount on Record
Deed Document Number	20003157
Deed Book / Page	209 / 2190
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	1008 E MAIN ST, WAVERLY, TN 37185-1816
Transaction Type	Mortgage
Record Updated	Sep 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002478
Date	Aug 31, 2020
Book Page	235/1887
Instrument	20002478

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	WAVERLY, TN 37185

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2021

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Nov 02, 2020
Property Address	1008 E MAIN ST, WAVERLY, TN 37185-1816
Document Number	0000003157
Book / Page	209 / 2190
Instrument Date	Aug 16, 2020
Instrument	20003157
Transaction Type	Transfer
Record Updated	Sep 01, 2022

Transaction

Amount	Amount Recorded
Tax	$462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 SATE COURT, WAVERLY, TN 37185

Mortgage

Document Number	0000003158
Date	Nov 02, 2020
Instrument	20003158

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 03, 2021

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jul 29, 2020
Property Address	1008 E MAIN ST, WAVERLY, TN 37185-1816
Document Number	0000002156
Book / Page	000209 / 001014
Instrument Date	Jul 29, 2020
Instrument	2156
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1266 CEDAR HILLS DR WAVERLY TN 37185, WAVERLY, TN 37185

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (-0.33%)	$70,025 (-) Land $19,650 Building $50,375
2024	$2,133.00 (-0.05%)	$70,025 (-) Land $19,650 Building $50,375
2023	$2,134.00 (+17.19%)	$70,025 (+23.39%) Land $19,650 Building $50,375	$280,100 (+23.39%) Land $78,600 Building $201,500
2022	$1,821.00	$56,750 Land $19,825 Building $36,925	$227,000 Land $79,300 Building $147,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humphreys County (47085C), updated September 25, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470851303002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 36 individual NFIP policies nearby
Nearby Flood Policies	36 in force
Nearby Flood Claims	84 (1984–2024)
Claims Outside the SFHA	11 of 84
Most Recent Claim	Dec 2024, rainfall accumulation
Claims By Storm	Severe Storm And Flooding, Aug 2021 · 41 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Meriwether Lewis Electric Cooperative	Fiber	1,000 / 1,000
LTD Broadband	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (unlicensed)	150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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