1006 E Main St, Waverly, TN 37185 Property Records

Humphreys County property record for 1006 E Main St, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,223 sqft · built 1941
Lot Size	0.578 acres (25,180 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Nov 2025)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043064E A 00700`

Property Details

APN / Parcel Number

Primary APN	`043064E A 00700`
Alternative APN	`064E A 00700`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,223 sqft Living Area
1st Floor Area	2,142 sqft
Upper Floors Area	1,802 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1970
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,180 sqft
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	1,037 sqft
Patio Area	1,037 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1006 E MAIN ST
City	WAVERLY
State	TN
Zip	37185-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W04
Jurisdiction	HUMPHREYS TN
Township / Civil Division	3
Census Block Group	2
Census Block	2058
Census Tract	130300

Owner

Source: Humphreys County records · APN 043064E A 00700

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1006 E MAIN ST, WAVERLY, TN 37185-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2022	Deed of Trust, Mortgage · Non-Conforming Investor Loan APEX BANK
Jan 02, 2026	Quit Claim Deed, Transfer THRIVE TITLE LLC, THREE RIVERS TITLE LLC
Nov 17, 2025	Warranty Deed, Transfer
Oct 30, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Nov 17, 2025 · Amount on Record
Deed Document Number	0000003837
Deed Book / Page	10 / 1653
Last Transfer Date	Jan 02, 2026
Transfer Doc	0000000013
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	1006 E MAIN ST, WAVERLY, TN 37185-1816
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 E MAIN STREE, WAVERLY, TN 37185-1816

Mortgage

Document Number	0000001864
Date	Jun 08, 2022
Book Page	TD243/345
Instrument	22001864

Lender

Name	APEX BANK
Type	Bank
Address	WAVERLY, TN 37185

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	59 Months
Due	May 06, 2027

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jan 02, 2026
Property Address	1006 E MAIN ST, WAVERLY, TN 37185-1816
Document Number	0000000013
Book / Page	11 / 755
Map Reference	MB 1 PG 142
Instrument Date	Dec 31, 2025
Instrument	26000013
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	THRIVE TITLE LLC, THREE RIVERS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 E MAIN ST, WAVERLY, TN 37185-1816

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Nov 17, 2025
Property Address	1006 E MAIN ST, WAVERLY, TN 37185-1816
Document Number	0000003837
Book / Page	10 / 1653
Instrument Date	Nov 17, 2025
Instrument	25003837
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1006 E MAIN ST, WAVERLY, TN 37185-1816

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Oct 30, 2025
Property Address	1006 E MAIN ST, WAVERLY, TN 37185-1816
Document Number	0000003632
Book / Page	10 / 638
Instrument Date	Oct 22, 2025
Instrument	25003632
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	0000003633
Date	Oct 30, 2025
Instrument	25003633

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMPHREYS TN
Recording Date	Jul 29, 2020
Property Address	1006 E MAIN ST, WAVERLY, TN 37185-1816
Document Number	0000002154
Book / Page	209 / 1011
Instrument Date	Jul 24, 2020
Instrument	20002154
Transaction Type	Transfer
Record Updated	Sep 01, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 E MAIN ST, 1006, WAVERLY, TN 37185-1816

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002155
Date	Jul 29, 2020
Instrument	20002155

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Humphreys County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Municipality	Waverly City
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00 (-0.34%)	$57,250 (-) Land $7,800 Building $49,450
2024	$1,744.00	$57,250 (-) Land $7,800 Building $49,450
2023	$1,744.00 (+35.4%)	$57,250 (+42.59%) Land $7,800 Building $49,450	$229,000 (+42.59%) Land $31,200 Building $197,800
2022	$1,288.00	$40,150 Land $7,875 Building $32,275	$160,600 Land $31,500 Building $129,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 25, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	84 (1984–2024)
Claims Outside the SFHA	11 of 84
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Aug 2021 · 41 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Meriwether Lewis Electric Cooperative Fiber	1,000 / 1,000
LTD Broadband Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 132 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures