1008 E King St, Winona, MN 55987 Property Records

Winona County property record for 1008 E King St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,147 sqft · built 1885
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2021)
Tax Bill	$1,684 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Sale & Mortgage + 2 more
APN	`32.200.7530`

Property Details

APN / Parcel Number

Primary APN	`32.200.7530`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,147 sqft Living Area
1st Floor Area	500 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1986
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1008 E KING ST
City	WINONA
State	MN
Zip	55987-4720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-107 RANGE-007 HAMILTON ADDITION LOT-008 BLOCK-015 E C HAMILTON'S 2ND ADD
Legal Range	007
Legal Township	107
Legal Section	25
Legal Subdivision	HAMILTON ADDITION
Legal Block	15
Legal Lot Number	8
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2091
Census Tract	670700

Owner

Source: Winona County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1008 E KING ST, WINONA, MN 55987-4720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	2021636677
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	1008 E KING ST, WINONA, MN 55987-4720
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 E KING ST, WINONA, MN 55987-4720

Mortgage

Document Number	000A664251
Date	Dec 12, 2025
Instrument	A664251

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	65987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 3, 2021
Property Address	1008 E KING ST, WINONA, MN 55987-4720
Document Number	636677
Instrument Date	Sep 1, 2021
Instrument	636677
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 E KING ST, WINONA, MN 55987-4720

Mortgage

Document Number	636678
Date	Sep 3, 2021
Instrument	636678

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	1008 E KING ST, WINONA, MN 55987-4720
Transaction Type	Mortgage
Record Updated	Jun 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	625061
Date	Jun 9, 2020
Instrument	625061

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Mar 31, 2017
Property Address	1008 E KING ST, WINONA, MN 55987-4720
Document Number	601888
Instrument Date	Mar 30, 2017
Instrument	601888
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 E KING ST, WINONA, MN 55987-4720

Mortgage

Document Number	601889
Date	Mar 31, 2017
Instrument	601889

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,684.00 (+55.35%)
2025		$140,000 (+5.03%) Land $41,600 Building $98,400	$140,000 (+5.03%) Land $41,600 Building $98,400
2023	$1,084.00	$133,300 Land $40,000 Building $93,300	$133,300 Land $40,000 Building $93,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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