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977 E King St, Winona, MN 55987 Property Records

Winona County property record for 977 E King St, Winona, MN 55987

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 708 sqft · built 1890
Lot Size0.086 acres (3,746 sqft)
OwnerCompany Name on Record
Last Sale$68,800 (Sep 2015)
Tax Bill$1,108 (2026)
Deeds & MortgagesJun 2026 Mortgage
Aug 2022 Mortgage
APN32.200.7030

Property Details

APN / Parcel Number

Primary APN32.200.7030

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area708 sqft Living Area
1st Floor Area708 sqft
Basement Area708 sqft
Unfinished Basement708 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,746 sqft (0.086 acres)
Lot Dimensions150 ft deep x 25 ft wide
Garage TypeDetached
Garage Area600 sqft

Exterior Amenities

PorchPorch
Porch Area48 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address977 E KING ST
CityWINONA
StateMN
Zip55987-4719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-25 TWP-107 RANGE-007 HAMILTON ADDITION LOT-001 BLOCK-009 E C HAMILTON'S ADD W 1/2
Legal Range007
Legal Township107
Legal Section25
Legal SubdivisionHAMILTON ADDITION
Legal Block9
Legal Lot Number1
JurisdictionWINONA MN
Township / Civil DivisionWINONA
Census Block Group2
Census Block2028
Census Tract670700

Owner

Source: Winona County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address724 E BROADWAY ST, WINONA, MN 55987-4433
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK & TRUST CO
Aug 1, 2022Deed of Trust, Mortgage · Commercial Mortgage
BLACKHAWK BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2015 · Amount on Record
Deed SaleSep 11, 2015 · Amount on Record
Deed Document Number2015410925
Last Transfer DateNov 3, 2015
Transfer Doc591818
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Recording DateJun 11, 2026
Property Address977 E KING ST, WINONA, MN 55987-4719
Document Number0000667211
Instrument DateJun 8, 2026
Instrument2026667211
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address130 S OAK ST, ARCADIA, WI 54612-1520

Mortgage

Document Number0000667211,
DateJun 11, 2026
Instrument2026667211
Lender
NameFIRST NATIONAL BANK & TRUST CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 8, 2036
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address977 E KING ST, WINONA, MN 55987-4719
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A644331
DateAug 1, 2022
InstrumentA644331
Lender
NameBLACKHAWK BANK
TypeBank
AddressJANESVILLE, WI 53545
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,108.00 (+49.33%)
2025$91,400 (+2.35%) Land $24,700 Building $66,700$91,400 (+2.35%) Land $24,700 Building $66,700
2023$742.00$89,300 Land $23,800 Building $65,500$89,300 Land $23,800 Building $65,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1982–2007)
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWinona
serves 27,782 people · EPA ID MN1850013
Water SourceGroundwater
Last State InspectionMar 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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