Bay County property record for 1008 E 2nd Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,531 sqft · built 1951 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Feb 2022) |
| Tax Bill | $1,705 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21989-000-000 |
| Primary APN | 21989-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| 1st Floor Area | 1,531 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Driveway | Driveway |
| Driveway Area | 1,032 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1008 E 2ND CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC02 |
| Legal Description | COVE TERRACE 3RD ADD. LOT 3 BLK C ORB 4524 P 1101 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | COVE TERRACE 3RD ADD |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1900 |
1008 E 2nd Ct is owned and occupied by an individual who bought it in February 2022.
Source: Bay County records, as of April 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1008 E 2ND CT, PANAMA CITY, FL 32401-3878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Feb 16, 2022 | Warranty Deed, Transfer ANCHOR TITLE COMPANY, ANCHOR TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on File |
| Deed Sale | Feb 16, 2022 · Amount on File |
| Prior Sale | Sep 7, 2004 · Amount on File |
| Deed Document Number | 202211304 |
| Deed Book / Page | 4524 / 1101 |
| Prior Transfer Date | Jul 30, 2001 |
| Prior Transfer Doc | 0000042671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1008 E 2ND CT, PANAMA CITY, FL 32401-3878 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1008 E 2ND CT, PANAMA CITY, FL 32401-3878 |
| Document Number | 0050160501 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 5016/501 |
| Instrument | 2026017630 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 16, 2022 |
| Property Address | 1008 E 2ND CT, PANAMA CITY, FL 32401-3878 |
| Document Number | 0045241101 |
| Book / Page | 4524 / 1101 |
| Map Reference | MB 7 PG 60 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022011304 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ANCHOR TITLE COMPANY, ANCHOR TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1255 LEE RD, 1255, BONIFAY, FL 32425-7701 |
| Name | Verified Name |
|---|---|
| Address | 1008 E 2ND CT, PANAMA CITY BEACH, FL 32401-3878 |
The 2025 property tax bill for 1008 E 2nd Ct was $1,705 with a homeowner's exemption, down 4.9% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,705.00 (-4.91%) Homeowner's exemption | $150,004 | $172,496 Land $53,168 Building $119,328 |
| 2024 | $1,793.00 (+0.45%) | ||
| 2023 | $1,785.00 (+15.83%) Homeowner's exemption | $141,530 (+67.89%) Land $45,900 Building $95,630 | $141,530 (+67.89%) Land $45,900 Building $95,630 |
| 2022 | $1,541.00 | $84,301 Land $39,856 Building $44,445 | $84,301 Land $39,856 Building $44,445 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1008 E 2nd Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1995–2020) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1008 E 2nd Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures