1006 E 2nd Ct, Panama City, FL 32401 Property Records

Bay County property record for 1006 E 2nd Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,954 sqft · built 1960
Lot Size	0.227 acres (9,888 sqft)
Owner	Company Name on Record
Last Sale	$97,000 (Sep 2019)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22048-000-000`

Property Details

APN / Parcel Number

Primary APN	`22048-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,954 sqft Living Area
Gross Area	2,218 sqft
1st Floor Area	1,954 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	264 sqft
Driveway	Driveway
Porch	Unfinished Open Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1006 E 2ND CT
City	PANAMA CITY
State	FL
Zip	32401-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC02
Legal Description	COVE TERRACE 3RD ADD. LOT 24 BLK G ORB 4168 P 2195
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	COVE TERRACE 3RD ADD
Legal Block	G
Legal Lot Number	24
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2015
Census Tract	1900

Owner

Source: Bay County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1110 BRICKELL AVE, 607, MIAMI, FL 33131-3136
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC
Sep 18, 2019	Warranty Deed, Transfer · Line of Credit LYNK INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on Record
Deed Sale	Sep 18, 2019 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	201982464
Deed Book / Page	4168 / 2195
Prior Transfer Date	Jun 8, 2011
Prior Transfer Doc	0033292034
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1006 E 2ND CT, PANAMA CITY, FL 32401-3832
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045610180
Date	May 6, 2022
Book Page	4561/180
Instrument	2022034644

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 18, 2019
Property Address	1006 E 2ND CT, PANAMA CITY, FL 32401-3832
Document Number	0041682195
Book / Page	004168 / 002195
Instrument Date	Sep 10, 2019
Instrument	82464
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$679.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1110 BRICKELL AVE #607 MIAMI FL 331313136, 607, MIAMI, FL 33131-3136

Mortgage

Document Number	41682197
Date	Sep 18, 2019
Book Page	004168/002197
Instrument	82465

Lender

Name	LYNK INVESTMENTS LLC
Type	Bank
Address	RALEIGH, NC 27613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00 (-1.65%)	$148,178 (-30.92%)	$234,347 (+9.26%) Land $55,670 Building $178,677
2024	$2,847.00 (+6.31%)	$214,487 (+17.72%) Land $55,669 Building $158,818	$214,487 (+17.72%) Land $55,669 Building $158,818
2023	$2,678.00 (+12.71%)	$182,203 (+9.92%) Land $48,060 Building $134,143	$182,203 (+9.92%) Land $48,060 Building $134,143
2022	$2,376.00	$165,755 Land $41,732 Building $124,023	$165,755 Land $41,732 Building $124,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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