San Diego County property record for 1008 Cottage Way, Encinitas, CA 92024
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,543 sqft · built 2000 |
| Lot Size | 0.864 acres (37,649 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Mar 2011) |
| Tax Bill | $8,607 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-501-26-02 |
| Primary APN | 257-501-26-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,543 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Lot Area | 37,649 sqft (0.864 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1008 COTTAGE WAY |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5857 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ER-MU1 |
| Legal Description | LOT 1 US 93PER DOC98-699094&UND INT IN PH 11 MODULE T IN TR 013541 |
| Legal Subdivision | CAMBRIA/ENCINITAS RANCH PH 11 |
| Legal Tract | 013541 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 17606 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1008 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2011 · Amount on Record |
| Deed Sale | Mar 11, 2011 · Amount on Record |
| Prior Sale | Sep 21, 2004 · Amount on Record |
| Deed Document Number | 2011132737 |
| Prior Transfer Date | Jul 30, 2007 |
| Prior Transfer Doc | 0000565948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1008 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5 SUMMER ST, NORTH ANDOVER, MA 01845-4836 |
| Document Number | 0000127726 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021-0127726 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $633,782 (+2%) Land $438,663 Building $195,119 | |
| 2025 | $8,607.00 (+4.58%) Homeowner's exemption | $621,356 (+4.04%) Land $430,062 Building $191,294 |
| 2023 | $8,230.00 (+5.81%) Homeowner's exemption | $597,230 Land $413,363 Building $183,867 |
| 2022 | $7,778.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Ting, Verizon.
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