San Diego County property record for 1003 Cottage Way, Encinitas, CA 92024
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,543 sqft · built 2000 |
| Lot Size | 0.864 acres (37,649 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $818,000 (Jun 2018) |
| Tax Bill | $12,009 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-501-26-07 |
| Primary APN | 257-501-26-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,543 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Lot Area | 37,649 sqft (0.864 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1003 COTTAGE WAY |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5857 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | ER-MU1 |
| Legal Description | LOT 1 US 98PER DOC98-699094&UND INT IN PH 11 MODULE T IN TR 013541 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 013541 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 17606 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1003 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | Mar 25, 2005 · Amount on Record |
| Deed Document Number | 2018268324 |
| Prior Transfer Date | Sep 24, 2015 |
| Prior Transfer Doc | 0000516593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 29, 2018 |
| Property Address | 1003 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Document Number | 0000268324 |
| Map Reference | MAP 13541 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 2018-0268324 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1003 COTTAGE WAY, ENCINITAS, CA 92024-5857 |
| Document Number | 0000268325 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018-0268325 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,387,200 (+49.04%) Land $1,122,000 Building $265,200 | |
| 2025 | $12,009.00 (+4.97%) | $930,740 (+4.04%) Land $682,696 Building $248,044 |
| 2023 | $11,440.00 (+4.7%) | $894,600 Land $656,187 Building $238,413 |
| 2022 | $10,926.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Ting, Verizon.
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