1008 Ave Saint Germain, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1008 Ave Saint Germain, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,822 sqft · built 2016
Lot Size	0.286 acres (12,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Mar 2015)
Tax Bill	$4,512 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2017 Mortgage
APN	`107-808-3536`

Property Details

APN / Parcel Number

Primary APN	`107-808-3536`
Alternative APN	`33355`

Interior

Building Area	2,822 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	12,477 sqft (0.286 acres)
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1008 AVENUE SAINT GERMAIN
City	COVINGTON
State	LA
Zip	70433-6439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERSAILLES LT157 PH5C
Legal Subdivision	VERSAILLES
Legal Phase	5C
Legal Lot Number	157
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	5
Census Block Group	2
Census Block	2033
Census Tract	40607

Owner

Source: St. Tammany Parish records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1008 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2015 · Amount on Record
Deed Sale	Mar 5, 2015 · Amount on Record
Prior Sale	Jul 3, 2014 · Amount on Record
Deed Document Number	20151972967
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 28, 2026
Property Address	1008 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6439
Document Number	0002489791
Instrument Date	Apr 20, 2026
Instrument	20262489791
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6439

Mortgage

Document Number	0002489791,
Date	Apr 28, 2026
Instrument	20262489791

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	10.5%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1008 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6439
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	NOT AVAILABLE, HOMESTEAD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002084873
Date	Oct 26, 2017
Instrument	2084873

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,512.00 (-3.59%) Homeowner's exemption	$45,436 (-) Land $6,000 Building $39,436	$454,362 (-) Land $60,000 Building $394,362
2024	$4,680.00 (+18.21%) Homeowner's exemption	$45,436 (+18.27%) Land $6,000 Building $39,436	$454,362 (+18.27%) Land $60,000 Building $394,362
2023	$3,959.00 Homeowner's exemption	$38,417 (-) Land $6,000 Building $32,417	$384,170 (+4.77%) Land $60,000 Building $324,170
2022	$3,959.00 Homeowner's exemption	$38,417 Land $6,000 Building $32,417	$366,670 Land $42,500 Building $324,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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