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1005 Ave Saint Germain, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1005 Ave Saint Germain, Covington, LA 70433

Property Summary

Property TypeSingle Family Home
Details3,458 sqft · built 2015
OwnerIndividual Name on File
Last Sale$605,000 (May 2024)
Tax Bill$6,662 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2021 Sale & Mortgage
APN107-808-3540

Property Details

APN / Parcel Number

Primary APN107-808-3540
Alternative APN
  • 33359

Interior

Building Area3,458 sqft Living Area

Exterior

Year BuiltBuilt 2015
Garage Area535 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number107-808-3540
Street Address1005 AVENUE SAINT GERMAIN
CityCOVINGTON
StateLA
Zip70433-6440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESTATES OF VERSAILLES LT161 PH5C
Legal SubdivisionVERSAILLES
Legal Phase5C
Legal Lot Number161
JurisdictionSAINT TAMMANY LA
Township / Civil Division1
Census Block Group2
Census Block2033
Census Tract40607

Owner

Source: St. Tammany Parish records · APN 107-808-3540

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1005 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
HANCOCK WHITNEY BANK
Sep 24, 2021Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2024 · Amount on Record
Deed SaleMay 06, 2024 · Amount on Record
Prior SaleSep 24, 2021 · Amount on Record
Deed Document Number2408911
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT TAMMANY LA
Property Address1005 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6440
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002244677
DateDec 30, 2020
Instrument2244677
Lender
NameHANCOCK WHITNEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueJan 01, 2036
Interest
Rate TypeFixed Rate

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionSAINT TAMMANY LA
Recording DateSep 24, 2021
Property Address1005 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6440
Document Number0002292586
Map ReferenceMAP 4431
Instrument DateSep 24, 2021
Instrument2292586
Transaction TypeTransfer
Record UpdatedAug 11, 2023
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 MOCKINGBIRD RD, COVINGTON, LA 70433-4516

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6440

Mortgage

Document Number0002292587
DateSep 24, 2021
Instrument2292587
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateLouisiana
CountySt. Tammany Parish
Unified School DistrictSt. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,662.00 (-3.03%)$56,002 (+0.56%) Land $6,000 Building $50,002$560,019 (+0.56%) Land $60,000 Building $500,019
2024$6,870.00 (+41.07%)$55,688 (+22.32%) Land $6,000 Building $49,688$556,884 (+22.32%) Land $60,000 Building $496,884
2023$4,870.00 Homeowner's exemption$45,528 (-) Land $6,000 Building $39,528$455,284 (+4%) Land $60,000 Building $395,284
2022$4,870.00 Homeowner's exemption$45,528 Land $6,000 Building $39,528$437,784 Land $42,500 Building $395,284

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 391 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies391 in force
Nearby Flood Claims20 (1995–2022)
Claims Outside the SFHA9 of 20
Most Recent ClaimJun 2022 · rainfall accumulation
Claims by Event
  • Hurricane Ida, Aug 2021 · 11 claims
  • Severe Storms And Flooding, Mar 2016 · 2 claims
  • Hurricane Katrina, Aug 2005 · 3 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 78% of Louisiana
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 224 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF COVINGTON WATER SUPPLY
serves 16,185 people
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
May 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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