1008 Arlo Todd Rd, Toccoa, GA 30577 Property Records

Habersham County property record for 1008 Arlo Todd Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,311 sqft · built 1991
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$2,684 (2026)
Deeds & Mortgages	May 2023 Transfer Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`155 053`

Property Details

APN / Parcel Number

Primary APN	`155 053`
Alternative APNs	`682665` `418785`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,311 sqft Heated Area
Gross Area	3,422 sqft
1st Floor Area	2,311 sqft
Basement Area	891 sqft
Unfinished Basement	891 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Lot Width	320 ft Width
Deck Area	196 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	418785
Street Address	1008 ARLO TODD RD
City	TOCCOA
State	GA
Zip	30577-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	12-157 TRK 2 1337-1080
Legal Tract	2
Jurisdiction	HABERSHAM GA
Township / Civil Division	TURNERVILLE
Census Block Group	3
Census Block	3032
Census Tract	100

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1008 ARLO TODD RD, TOCCOA, GA 30577-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Nov 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 11, 2021
Deed Sale	Nov 11, 2021
Deed Document Number	20213047
Deed Book / Page	1289 / 117
Last Transfer Date	May 9, 2023
Transfer Doc	01337/1080
Record Updated	Oct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 9, 2023
Property Address	1008 ARLO TODD RD, TOCCOA, GA 30577-5412
Document Number	01337/1080
Book / Page	1337 / 1080
Instrument Date	May 9, 2023
Instrument	2023-001195
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 ARLO TODD RD, TOCCOA, GA 30577-5412
Investor	Possibly a Property Investor

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1008 ARLO TODD RD, TOCCOA, GA 30577-5412
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ARLO TODD RD

Mortgage

Document Number	0000001328/0000000768
Date	Feb 1, 2023
Book Page	0000001328/0000000768

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 11, 2021
Property Address	1008 ARLO TODD RD, TOCCOA, GA 30577-5412
Document Number	001289/117
Book / Page	1289 / 117
Instrument Date	Nov 11, 2021
Instrument	2021-003047
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 ARLO TODD RD, TOCCOA, GA 30577-5412
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,684.00 (-10.17%)	$117,750 (-4.8%) Land $27,324 Building $90,426	$294,374 (-4.8%) Land $68,309 Building $226,065
2025	$2,988.00 (+13.87%)	$123,691 (+22.31%) Land $25,536 Building $98,155	$309,227 (+22.31%) Land $63,840 Building $245,387
2023	$2,624.00 (+13.99%)	$101,128 (+13.99%) Land $12,768 Building $88,360	$252,820 (+13.99%) Land $31,920 Building $220,900
2022	$2,302.00	$88,716 Land $12,768 Building $75,948	$221,790 Land $31,920 Building $189,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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