10077 Woodchuck Ln, Frederick, MD 21702 Property Records

Frederick County property record for 10077 Woodchuck Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,226 sqft · built 1977
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$367,000 (Mar 2021)
Tax Bill	$5,009 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-402954`

Property Details

APN / Parcel Number

Primary APN	`20-402954`
Alternative APN	`402954`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,226 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	1,200 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Deck Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	402954
Street Address	10077 WOODCHUCK LN
City	FREDERICK
State	MD
Zip	21702-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 50, SECT. 3, 0.42 WOODCHUCK LANE CRESTVIEW ESTATES
Legal Subdivision	WOODCHUCK LANE CRESTVIEW ESTATES
Legal Lot Number	50
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	1
Census Block	1027
Census Tract	751302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10077 WOODCHUCK LN, FREDERICK, MD 21702-1847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Apr 7, 2016 · Amount on Record
Deed Book / Page	14672 / 324
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 18, 2021
Property Address	10077 WOODCHUCK LN, FREDERICK, MD 21702-1847
Document Number	0146720324
Book / Page	14672 / 324
Map Reference	MB 10 PL 95
Instrument Date	Feb 23, 2021
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10077 WOODCHUCK LN, FREDERICK, MD 21702-1847

Mortgage

Document Number	14672329
Date	Mar 18, 2021
Instrument	14672/329

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10077 WOODCHUCK LN, FREDERICK, MD 21702-1847
Document Number	0141610455
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10077 WOODCHUCK LN FREDERICK MD 217021847, FREDERICK, MD 21702-1847

Mortgage

Document Number	0141610455
Date	Oct 12, 2020
Book Page	014161/000455

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 11, 2045

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,267 (+25.67%)	$452,400 (+12.34%) Land $135,500 Building $316,900
2025	$5,009.00 (+25.29%)
2023	$3,998.00	$333,633	$402,700 Land $95,800 Building $306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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