10073 Woodchuck Ln, Frederick, MD 21702 Property Records

Frederick County property record for 10073 Woodchuck Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,914 sqft · built 1976
Lot Size	0.63 acres (27,442 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Apr 2026)
Tax Bill	$3,728 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-402474`

Property Details

APN / Parcel Number

Primary APN	`20-402474`
Alternative APN	`402474`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,164 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	27,442 sqft (0.63 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	108 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	402474
Street Address	10073 WOODCHUCK LN
City	FREDERICK
State	MD
Zip	21702-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 75 SECT 3 0.63 AC QUAIL KNOB LANE CRESTVIEW ESTATES
Legal Subdivision	QUAIL KNOB LANE CRESTVIEW ESTATES
Legal Lot Number	75
Jurisdiction	FREDERICK MD
Township / Civil Division	20, LEWISTOWN
Census Block Group	1
Census Block	1027
Census Tract	751302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10073 Woodchuck Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10073 WOODCHUCK LN, FREDERICK, MD 21702-1847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORPORATION
Apr 6, 2026	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORPORATION
Aug 1, 2018	Deed of Trust, Mortgage · VA Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 12, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FIRST FEDERAL BANK
Feb 28, 2019	Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Jun 12, 2020
Deed Book / Page	17800 / 399
Prior Transfer Date	Dec 5, 2019
Prior Transfer Doc	0138060260
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 6, 2026
Property Address	10073 WOODCHUCK LN, FREDERICK, MD 21702-1847
Document Number	1780000399
Book / Page	17800 / 399
Instrument Date	Apr 1, 2026
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10073 WOODCHUCK LN, FREDERICK, MD 21702-1847

Mortgage

Document Number	1780000407,
Date	Apr 6, 2026
Book Page	17800/407

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 6, 2026
Property Address	10073 WOODCHUCK LN, FREDERICK, MD 21702-1847
Document Number	0178000399
Book / Page	17800 / 399
Instrument Date	Apr 1, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	E ASSURANCE TITLE, ASSURANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10073 WOODCHUCK LN, FREDERICK, MD 21702-1847

Mortgage

Document Number	1780000407,
Date	Apr 6, 2026
Book Page	17800/407

Lender

Name	FIRST SAVINGS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10073 WOODCHUCK LN, FREDERICK, MD 21702-1847
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125460344
Date	Aug 1, 2018
Book Page	12546/0344

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jun 12, 2020
Property Address	10073 WOODCHUCK LN, FREDERICK, MD 21702-1847
Document Number	0138060260
Book / Page	13806 / 260
Map Reference	MB 10 FO 95
Instrument Date	Dec 5, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10073 WOODCHUCK LN, FREDERICK, MD 21702-1847

Mortgage

Document Number	13806264
Date	Jun 12, 2020
Instrument	13806/264

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2050

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 28, 2019
Property Address	10073 WOODCHUCK LN, FREDERICK, MD 21702-1847
Document Number	0128520158
Book / Page	12852 / 0158
Map Reference	MB 10 FO 95
Instrument Date	Dec 10, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10073 WOODCHUCK LN, FREDERICK, MD 21702-1847

Mortgage

Document Number	0012852167
Date	Feb 28, 2019
Instrument	12852/167

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10073 Woodchuck Ln was $3,728, up 5.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,167 (+6.39%)	$391,100 (+19.17%) Land $149,800 Building $241,300
2025	$3,728.00 (+5.94%) Homeowner's exemption	$328,200 Land $105,000 Building $223,200	$328,200 Land $105,000 Building $223,200
2024	$3,519.00 (+8.41%)
2023	$3,246.00 Homeowner's exemption	$288,867	$328,200 Land $105,000 Building $223,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10073 Woodchuck Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2003–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10073 Woodchuck Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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