10075 Independence Rd, Defiance, OH 43512 Property Records

Defiance County property record for 10075 Independence Rd, Defiance, OH 43512

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,274 sqft · built 1995
Lot Size1.89 acres (82,372 sqft)
OwnerIndividual Name on Record
Last Sale$207,500 (Nov 2023)
Tax Bill$1,922 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Aug 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNJ080022000300

Property Details

APN / Parcel Number

Primary APNJ080022000300

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,274 sqft Living Area
Gross Area3,538 sqft
1st Floor Area1,274 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area82,372 sqft (1.89 acres)
Garage TypeMixed
Garage Area598 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area392 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address10075 INDEPENDENCE RD
CityDEFIANCE
StateOH
Zip43512-9044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 22 PT OF NW 1/4
JurisdictionDEFIANCE OH
Township / Civil DivisionRICHLAND
Census Block Group4
Census Block4036
Census Tract958100

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10075 INDEPENDENCE RD, DEFIANCE, OH 43512-9044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2023Warranty Deed, Transfer · Closed-End Mortgage
THE HOME LOAN SAVINGS BANK
Aug 12, 2019Deed of Trust, Mortgage · Line of Credit
THE SHERWOOD STATE BANK
Aug 12, 2019Deed of Trust, Mortgage · Line of Credit
THE SHERWOOD STATE BANK
Jul 30, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE STATE BANK & TRUST CO
Jun 23, 2017Deed of Trust, Mortgage · Line of Credit
THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2023 · Amount on Record
Deed SaleNov 7, 2023 · Amount on Record
Prior SaleJun 27, 2014 · Amount on Record
Deed Document Number20233929
Deed Book / Page460 / 1717
Prior Transfer DateJun 20, 2013
Prior Transfer Doc372/2247
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDEFIANCE OH
Recording DateNov 7, 2023
Property Address10075 INDEPENDENCE RD, DEFIANCE, OH 43512-9044
Document Number00460/1717
Book / Page460 / 1717
Instrument DateNov 6, 2023
Instrument202300003929
Transaction TypeTransfer
Record UpdatedNov 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10075 INDEPENDENCE RD, DEFIANCE, OH 43512-9044

Mortgage

Document Number202300003930
DateNov 7, 2023
Instrument202300003930
Lender
NameTHE HOME LOAN SAVINGS BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueNov 7, 2053

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address10075 INDEPENDENCE RD, DEFIANCE, OH 43512-9044
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number421/1638
DateAug 12, 2019
Book Page421/1638
Instrument201900003025
Lender
NameTHE SHERWOOD STATE BANK
TypeBank
AddressSHERWOOD, OH 43556
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address10075 INDEPENDENCE RD, DEFIANCE, OH 43512-9044
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number421/1627
DateAug 12, 2019
Book Page421/1627
Instrument201900003024
Lender
NameTHE SHERWOOD STATE BANK
TypeBank
AddressSHERWOOD, OH 43556
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 6, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address10075 INDEPENDENCE RD, DEFIANCE, OH 43512-9044
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number413/2775
DateJul 30, 2018
Book Page413/2775
Instrument201800003326
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2028

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address10075 INDEPENDENCE RD, DEFIANCE, OH 43512-9044
Transaction TypeMortgage
Record UpdatedMay 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number404/2983
DateJun 23, 2017
Book Page404/2983
Instrument201700002685
Lender
NameTHE STATE BANK & TRUST CO
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 24, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionRichland Township
Unified School DistrictNortheastern Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,922.00$55,070 (-) Land $6,550 Building $48,520
2024$1,922.00 (-2.88%)$55,070 (-) Land $6,550 Building $48,520$157,330 (-0.01%) Land $18,700 Building $138,630
2023$1,979.00 (+7.03%)$55,070 (+22.65%) Land $6,550 Building $48,520$157,342 (+22.66%) Land $18,714 Building $138,628
2022$1,849.00$44,900 Land $5,990 Building $38,910
2020$128,280 Land $17,110 Building $111,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
bright.net
Fixed Wireless
25 / 5
MetaLINK Technologies
Fixed Wireless
25 / 5
Brightspeed
DSL
10 / 1

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