10043 Independence Rd, Defiance, OH 43512 Property Records

Defiance County property record for 10043 Independence Rd, Defiance, OH 43512

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,424 sqft · built 1952
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Jun 2023)
Tax Bill$1,086 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Mar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNJ080022000100

Property Details

APN / Parcel Number

Primary APNJ080022000100

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area2,932 sqft
1st Floor Area1,424 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area87,120 sqft (2 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address10043 INDEPENDENCE RD
CityDEFIANCE
StateOH
Zip43512-9044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 22 PT OF NW 1/4
JurisdictionDEFIANCE OH
Township / Civil DivisionRICHLAND
Census Block Group4
Census Block4036
Census Tract958100

Owner

10043 Independence Rd is owned and occupied by an individual who bought it in June 2023.

Source: Defiance County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address10043 INDEPENDENCE RD, DEFIANCE, OH 43512-9044
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 20, 2019Deed of Trust, Mortgage · Line of Credit
MIDWEST COMMUNITY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2023 · Amount on File
Deed SaleJun 20, 2023 · Amount on File
Prior SaleJun 16, 1997 · Amount on File
Deed Document Number20232044
Deed Book / Page457 / 1240
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDEFIANCE OH
Recording DateJun 20, 2023
Property Address10043 INDEPENDENCE RD, DEFIANCE, OH 43512-9044
Document Number00457/1240
Book / Page457 / 1240
Instrument DateJun 9, 2023
Instrument202300002044
Transaction TypeTransfer
Record UpdatedAug 9, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10043 INDEPENDENCE RD, DEFIANCE, OH 43512-9044

Mortgage

Document Number202300002045
DateJun 20, 2023
Instrument202300002045
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEFIANCE OH
Property Address10043 INDEPENDENCE RD, DEFIANCE, OH 43512-9044
Transaction TypeMortgage
Record UpdatedApr 4, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number418/1512
DateMar 20, 2019
Book Page418/1512
Instrument201900000963
Lender
NameMIDWEST COMMUNITY FCU
TypeCredit Union
AddressDEFIANCE, OH 43512
Agreement
TypeLine of Credit
AmountAmount on Record
Term145 Months
DueApr 28, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 10043 Independence Rd was $1,086.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionRichland Township
Unified School DistrictNortheastern Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,086.00$31,820 (-) Land $6,600 Building $25,220
2024$1,086.00 (-7.57%)$31,820 (-) Land $6,600 Building $25,220$90,920 (+0.01%) Land $18,850 Building $72,070
2023$1,175.00 (+0.77%)$31,820 (+12.44%) Land $6,600 Building $25,220$90,914 Land $18,857 Building $72,057
2022$1,166.00$28,300 Land $6,030 Building $22,270
2020$80,870 Land $17,230 Building $63,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10043 Independence Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10043 Independence Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
bright.net
Fixed Wireless
25 / 5
MetaLINK Technologies
Fixed Wireless
25 / 5
Brightspeed
DSL
10 / 1

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