Talbot County property record for 10074 Wades Point Rd, McDaniel, MD 21647
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,538 sqft · built 1900 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $250,000 (Feb 1988) |
| Tax Bill | $5,199 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-178592 |
| Primary APN | 05-178592 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,538 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 500 sqft |
| Shed | 1 Shed |
| Shed Area | 1,350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 178592 |
|---|---|
| Street Address | 10074 WADES POINT RD |
| City | MCDANIEL |
| State | MD |
| Zip | 21647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | 1.15 AC N/S TILGHMAN RD |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960800 |
Source: Talbot County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 2419 CALIFORNIA ST NW, WASHINGTON, DC 20008-1615 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 1988 · Amount on Record |
| Deed Sale | Feb 16, 1988 · Amount on Record |
| Prior Sale | Jul 17, 1984 · Amount on Record |
| Deed Book / Page | 647 / 58 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 10074 WADES POINT RD, MCDANIEL, MD 21647 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0030640051 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 3064/51 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 11% |
Source: Talbot County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614,200 (+17.16%) | $709,600 (+25.26%) Land $341,200 Building $368,400 | |
| 2025 | $5,199.00 (+15.95%) | ||
| 2023 | $4,484.00 | $524,233 | $566,500 Land $292,500 Building $274,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 41 (1979–2024) |
| Claims Outside the SFHA | 13 of 41 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Easton Velocity Fiber | 1,000 / 125 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures