9977 Wades Point Rd, McDaniel, MD 21647 Property Records

Talbot County property record for 9977 Wades Point Rd, McDaniel, MD 21647 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,042 sqft · built 1997
Lot Size	9.73 acres (423,839 sqft)
Owner	2 Individual Names on File
Last Sale	$199,500 (Jul 1995)
Tax Bill	$4,443 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-182638`

Property Details

APN / Parcel Number

Primary APN	`05-182638`
Alternative APNs	`5182638` `182638`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,042 sqft Total Area
Basement Area	128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	423,839 sqft (9.73 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	104 sqft
Deck Area	654 sqft
Shed	1 Shed
Shed Area	1,560 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	182638
Street Address	9977 WADES POINT RD
City	MCDANIEL
State	MD
Zip	21647-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.73 AC N/S TILGHMAN RD S/CLAIBORNE
Legal Subdivision	HARRIS HENRY E ESTATE SURV LAN
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	1
Census Block	1008
Census Tract	960800

Owner

Source: Talbot County records · APN 05-182638

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9977 WADES POINT RD, MCDANIEL, MD 21647-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 1995 · Amount on Record
Deed Sale	Jul 28, 1995 · Amount on Record
Prior Sale	Oct 20, 1989 · Amount on Record
Deed Document Number	1995834
Deed Book / Page	807 / 669
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	9977 WADES POINT RD, MCDANIEL, MD 21647-9709
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026070165
Date	Apr 17, 2019
Book Page	2607/165

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2039

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,148,067 (+14.94%)	$1,285,400 (+19.08%) Land $666,600 Building $618,800
2025	$4,443.00 (+8.74%) Homeowner's exemption
2023	$4,086.00 Homeowner's exemption	$998,867	$1,079,400 Land $571,300 Building $508,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419608001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 107 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force
Nearby Flood Claims	41 (1979–2024)
Claims Outside the SFHA	13 of 41
Most Recent Claim	Jan 2024, river or lake flooding
Claims By Storm	Hurricane Isabel, Sep 2003 · 29 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 73% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	250 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Easton Utilities Commission. Availability varies by address; speeds are provider-advertised maximums, not measured.