1007 Wake Robin Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 1007 Wake Robin Dr, Cullowhee, NC 28723

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,175 sqft · built 2017
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,799 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7548-19-6881`

Property Details

APN / Parcel Number

Primary APN	`7548-19-6881`
Alternative APN	`128666`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,175 sqft Heated Area
1st Floor Area	1,175 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	260 sqft
Deck Area	561 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1007 WAKE ROBIN DR
City	CULLOWHEE
State	NC
Zip	28723-2550
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LT 7 HIGH LONG BRANCH
Legal Subdivision	PROPERTY OF RAY CLARK
Legal Lot Number	7
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	1
Census Block	1029
Census Tract	950600

Owner

Source: Jackson County records · APN 7548-19-6881

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1007 WAKE ROBIN DR, CULLOWHEE, NC 28723-2550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Mar 30, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Feb 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Jul 17, 2026
Property Address	1007 WAKE ROBIN DR, CULLOWHEE, NC 28723-2550
Document Number	2424000244
Book / Page	2424 / 244
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 WAKE ROBIN DR, CULLOWHEE, NC 28723-2550

Mortgage

Document Number	2424000244,
Date	Jul 17, 2026
Book Page	2424/244

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.33%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1007 WAKE ROBIN DR, CULLOWHEE, NC 28723
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021851914
Date	Mar 30, 2017
Book Page	2185/1914

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	367 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1007 WAKE ROBIN DR, CULLOWHEE, NC 28723
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022320896
Date	Feb 26, 2019
Book Page	2232/896

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,799.00 (+60.48%)	$473,440 (+60.39%) Land $66,720 Building $406,720
2023	$1,121.00	$295,180 Land $68,090 Building $227,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (37099C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999506001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1990–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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