891 Wake Robin Dr, Cullowhee, NC 28723 Property Records

Jackson County property record for 891 Wake Robin Dr, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 760 sqft · built 2001
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$147,500 (Mar 2020)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7548-29-2321`

Property Details

APN / Parcel Number

Primary APN	`7548-29-2321`
Alternative APN	`180011`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	760 sqft Heated Area
1st Floor Area	760 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	348,480 sqft (8 acres)

Exterior Amenities

Porch	Patio
Porch Area	160 sqft
Deck Area	15 sqft
Patio Area	51 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	891 WAKE ROBIN DR
City	CULLOWHEE
State	NC
Zip	28723-8868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAKE ROBIN DR
Jurisdiction	JACKSON NC
Township / Civil Division	CULLOWHEE
Census Block Group	4
Census Block	4012
Census Tract	950600

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1134, CULLOWHEE, NC 28723-1134
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Feb 8, 2021	Correction Deed
Mar 5, 2020	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Deed Book / Page	2262 / 256
Prior Transfer Date	Mar 3, 2020
Prior Transfer Doc	0022620262
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Apr 17, 2026
Property Address	891 WAKE ROBIN DR, CULLOWHEE, NC 28723-8868
Document Number	2418000545
Book / Page	2418 / 545
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 WAKE ROBIN DR, CULLOWHEE, NC 28723-8868
Investor	Possibly a Property Investor

Mortgage

Document Number	2418000545,
Date	Apr 17, 2026
Book Page	2418/545

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Apr 17, 2026
Property Address	891 WAKE ROBIN DR, CULLOWHEE, NC 28723-8868
Document Number	0024180545
Book / Page	2418 / 545
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 WAKE ROBIN DR, CULLOWHEE, NC 28723-8868
Investor	Possibly a Property Investor

Mortgage

Document Number	2418000545,
Date	Apr 17, 2026
Book Page	2418/545

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON NC
Recording Date	Feb 8, 2021
Property Address	891 WAKE ROBIN DR, CULLOWHEE, NC 28723-8868
Document Number	0022920357
Book / Page	2292 / 357
Instrument Date	Sep 3, 2020
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 SUNILAND DR, 163, FREDERICKSBURG, TX 78624-5939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1134, CULLOWHEE, NC 28723-1134

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 5, 2020
Property Address	891 WAKE ROBIN DR, CULLOWHEE, NC 28723-8868
Document Number	0022620256
Book / Page	2262 / 256
Map Reference	MB 231 PG 310
Instrument Date	Mar 3, 2020
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 SUNILAND DR, 163, FREDERICKSBURG, TX 78624-5939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1134, CULLOWHEE, NC 28723-1134

Mortgage

Document Number	0022620262
Date	Mar 5, 2020
Book Page	2262/262

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Index	5-Year TN
Margin	2
Max Rate	6%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 14, 2017
Property Address	891 WAKE ROBIN DR, CULLOWHEE, NC 28723-8868
Document Number	0022010088
Book / Page	002201 / 000088
Instrument Date	Nov 14, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	163 SUNILAND DR FREDERICKSBURG TX 786245939, FREDERICKSBURG, TX 78624-5939

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,706 (-) Land $117,060 Building $153,646
2025	$1,028.00 (+38.17%)	$270,706 (+38.08%) Land $117,060 Building $153,646
2023	$744.00	$196,050 Land $106,860 Building $89,190

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2018–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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