1007 W Ringwood Rd, McHenry, IL 60051 Property Records

McHenry County property record for 1007 W Ringwood Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,152 sqft · built 1963
Lot Size0.27 acres (11,802 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jun 2022)
Deeds & MortgagesJun 2022 Sale & Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN10-05-354-006

Property Details

APN / Parcel Number

Primary APN10-05-354-006

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area2,304 sqft
1st Floor Area1,152 sqft
Basement Area1,152 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 1963
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area11,802 sqft
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1007 W RINGWOOD RD
CityMCHENRY
StateIL
Zip60051-7629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0022260 LT 245 PISTAKEE HILLS UNIT 2
Legal Range09E
Legal Township45N
Legal Section05
Legal SubdivisionPISTAKEE HILLS 02
Legal Block354
Legal Lot Number245
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3011
Census Tract870704

Owner

1007 W Ringwood Rd is owned by an individual who bought it in June 2022.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1007 W RINGWOOD RD, MCHENRY, IL 60051-7629
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Warranty Deed, Transfer · Conventional Mortgage
OLD NATIONAL BANK
Sep 6, 2017Deed of Trust, Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2022 · Amount on File
Deed SaleJun 22, 2022 · Amount on File
Deed Document Number2022R0022260
Record UpdatedJun 7, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 22, 2022
Property Address1007 W RINGWOOD RD, MCHENRY, IL 60051-7629
Document Number0000022260
Map ReferenceDOC 419532
Instrument DateJun 10, 2022
Instrument2022R0022260
Transaction TypeTransfer
Record UpdatedJul 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 SUNNYSIDE DR, JOHNSBURG, IL 60051-6332

Mortgage

Document Number0000022261
DateJun 22, 2022
Instrument2022R0022261
Lender
NameOLD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2027
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change6%
Index11th District COF
Max Rate9%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1007 W RINGWOOD RD, MCHENRY, IL 60051-7629
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032975
DateSep 6, 2017
Instrument2017R0032975
Lender
NameFIFTH THIRD BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
AmountAmount on Record
Term180 Months
DueSep 1, 2032

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$59,037 Land $14,628 Building $44,409$177,111 Land $43,884 Building $133,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1007 W Ringwood Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1979–2017)
Claims Outside the SFHA1 of 16
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Jun 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1007 W Ringwood Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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