920 W Ringwood Rd, McHenry, IL 60051 Property Records

McHenry County property record for 920 W Ringwood Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details1,128 sqft · built 1988
Lot Size0.27 acres (11,763 sqft)
OwnerOwner Name on Record
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN10-05-353-019

Property Details

APN / Parcel Number

Primary APN10-05-353-019

Interior

Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,128 sqft Living Area
Gross Area1,726 sqft
1st Floor Area1,128 sqft

Exterior

Year BuiltBuilt 1988
Architectural StyleA-Frame
Exterior MaterialFrame/Vinyl
Construction TypeFrame
Lot Area11,763 sqft
Garage Area598 sqft
PorchPorch
Porch Area24 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address920 W RINGWOOD RD
CityMCHENRY
StateIL
Zip60051-7628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2013R0042367 LT 253 PISTAKEE HILLS UNIT 2
Legal Range09E
Legal Township45N
Legal Section05
Legal SubdivisionSPRING LAKE FARMS 03
Legal Block353
Legal Lot Number253
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2007
Census Tract870704

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address920 W RINGWOOD RD, MCHENRY, IL 60051-7628
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleSep 13, 1994 · Amount on Record
Last Transfer DateAug 27, 2013
Transfer Doc0000042367
Record UpdatedJun 7, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address920 W RINGWOOD RD, MCHENRY, IL 60051-7628
Transaction TypeMortgage
Record UpdatedApr 21, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013140
DateApr 11, 2022
Instrument2022R0013140
Lender
NameCONSUMERS CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$59,354 Land $14,628 Building $44,726$178,062 Land $43,884 Building $134,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims41 (1979–2026)
Claims Outside the SFHA2 of 41
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Jun 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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