1007 S Taylor St, Gainesville, TX 76240 Property Records

Cooke County property record for 1007 S Taylor St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,607 sqft · built 2019
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$189,200 (Jun 2020)
Tax Bill	$5,044 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2025-017-00004`

Property Details

APN / Parcel Number

Primary APN	`2025-017-00004`
Alternative APN	`12079`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,607 sqft Living Area
Gross Area	2,097 sqft
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2025-017-00004
Street Address	1007 S TAYLOR ST
City	GAINESVILLE
State	TX
Zip	76240-5728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT; BLOCK 17; LOT 4
Legal Subdivision	BELMONT
Legal Block	17
Legal Lot Number	4
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3021
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1007 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 14, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2020	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Aug 12, 2019
Deed Document Number	20204849
Deed Book / Page	2341 / 234
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	002341/234
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Sep 3, 2026
Property Address	1007 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Document Number	0000006724
Book / Page	2806 / 561
Instrument Date	Aug 17, 2026
Instrument	20266724
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S TAYLOR ST, GAINESVILLE, TX 76240-5728

Mortgage

Document Number	0000006724,
Date	Sep 3, 2026
Book Page	2806/561
Instrument	20266724

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Aug 1, 2050

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1007 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002446/513
Date	Sep 3, 2021
Book Page	2446/513
Instrument	2021-07587

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Aug 1, 2050

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1007 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S TAYLOR ST, GAINESVILLE, TX 76240-5728

Mortgage

Document Number	002567/517
Date	Mar 14, 2023
Book Page	2567/517
Instrument	2023-1621

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Aug 1, 2050

June 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 30, 2020
Property Address	1007 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Document Number	002341/234
Book / Page	2341 / 234
Map Reference	CAB B SL 20&21
Instrument Date	Jun 25, 2020
Instrument	2020-04849
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 18, 2023
Title Company	TRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3045 LACKLAND RD, FORT WORTH, TX 76116-4121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 S TAYLOR ST, GAINESVILLE, TX 76240-5728

Mortgage

Document Number	0202004850
Date	Jun 30, 2020
Instrument	2020-04850

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	Aug 12, 2019
Property Address	1007 S TAYLOR ST, GAINESVILLE, TX 76240-5728
Document Number	002277/068
Book / Page	2277 / 068
Map Reference	CAB B SL 20&21
Instrument Date	Aug 7, 2019
Instrument	2019-94384
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4968 W 797 RD, FORT GIBSON, OK 74434-7204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 LACKLAND RD, FORT WORTH, TX 76116-4121

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,044.00 (+29.7%) Homeowner's exemption	$241,084 (-4.58%) Land $25,690 Building $215,394	$241,084 (-4.58%) Land $25,690 Building $215,394
2025	$3,889.00 (+6.37%) Homeowner's exemption	$252,664 (+16.66%) Land $25,690 Building $226,974	$252,664 (+0.79%) Land $25,690 Building $226,974
2024	$3,656.00 (-5.7%)
2023		$216,587 Land $25,690 Building $224,993	$250,683 Land $25,690 Building $224,993
2022	$3,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile.

Nearby Properties on S Taylor St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures